207 Lucia Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 207 Lucia Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1959
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Jan 2023)
Tax Bill	$10,348 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00104-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`10-00104-0000-00028`
Alternative APN	`100010400028`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Street Address	207 LUCIA AVE
City	MIDDLESEX
State	NJ
Zip	08846-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	100X125 29-31
Legal Subdivision	WATCHUNG VIEW
Legal Block	104
Legal Lot Number	28
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2015
Census Tract	101

Owner

207 Lucia Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 LUCIA AVE, MIDDLESEX, NJ 08846-1153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 26, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Deed Document Number	20235405
Deed Book / Page	19137 / 1156
Prior Transfer Date	Mar 9, 2012
Prior Transfer Doc	0000002558
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 12, 2026
Property Address	207 LUCIA AVE, MIDDLESEX, NJ 08846-1153
Document Number	0000009361
Book / Page	19948 / 1571
Instrument Date	Feb 2, 2026
Instrument	2026009361
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 LUCIA AVE, MIDDLESEX, NJ 08846-1153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 LUCIA AVE, MIDDLESEX, NJ 08846-1153

Mortgage

Document Number	0000009362
Date	Feb 12, 2026
Instrument	2026009362

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 26, 2023
Property Address	207 LUCIA AVE, MIDDLESEX, NJ 08846-1153
Document Number	0000005405
Book / Page	19137 / 1156
Instrument Date	Jan 17, 2023
Instrument	2023005405
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,831.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 ROUTE 13074F, DELRAN, NJ 08075

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 LUCIA AVE, MIDDLESEX, NJ 08846-1153

Mortgage

Document Number	0000005406
Date	Jan 26, 2023
Instrument	2023005406

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 207 Lucia Ave was $10,348.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,300 (+0.66%) Land $160,100 Building $331,200	$491,300 (+0.66%) Land $160,100 Building $331,200
2025	$10,348.00 (-0.03%)	$488,100 Land $160,100 Building $328,000	$488,100 Land $160,100 Building $328,000
2024	$10,351.00
2023		$447,300 Land $160,100 Building $287,200	$447,300 Land $160,100 Building $287,200
2022	$9,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Lucia Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Lucia Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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