210 Lay Low Ln, Salisbury, NC 28147 Property Records

Rowan County property record for 210 Lay Low Ln, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,891 sqft · built 1986
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,230 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`755 050`

Property Details

APN / Parcel Number

Primary APN	`755 050`
Alternative APN	`6340935`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,891 sqft Living Area
1st Floor Area	2,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Lot Area	86,684 sqft (1.99 acres)
Garage Type	Detached
Garage Area	272 sqft

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	70 sqft
Shed	1 Shed
Shed Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	210 LAY LOW LN
City	SALISBURY
State	NC
Zip	28147-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L9-10 GRAHAM PLACE BK B SEC1
Legal Subdivision	GRAHAM PLACE
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1064
Census Tract	51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 LAY LOW LN, SALISBURY, NC 28147-6503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Mar 9, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020
Deed Sale	Mar 9, 2020
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Book / Page	1344 / 801
Prior Transfer Date	Mar 4, 2020
Prior Transfer Doc	0013440801
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Aug 11, 2026
Property Address	210 LAY LOW LN, SALISBURY, NC 28147-6503
Document Number	1488000792
Book / Page	1488 / 792
Instrument Date	Aug 10, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 LAY LOW LN, SALISBURY, NC 28147-6503

Mortgage

Document Number	1488000792,
Date	Aug 11, 2026
Book Page	1488/792

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Mar 9, 2020
Property Address	210 LAY LOW LN, SALISBURY, NC 28147-6503
Document Number	0013440801
Book / Page	1344 / 801
Map Reference	PG 1366
Instrument Date	Mar 4, 2020
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 LAY LOW LN, SALISBURY, NC 28147-6503

Mortgage

Document Number	0013440802
Date	Mar 9, 2020
Instrument	1344/0802

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	210 LAY LOW LN, SALISBURY, NC 28147-6503
Document Number	0013450322
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	210 LAY LOW LN SALISBURY NC 281476503, SALISBURY, NC 28147-6503

Mortgage

Document Number	0013450322
Date	Mar 18, 2020
Book Page	001345/000322

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,230.00	$329,205 (-) Land $35,500 Building $293,705	$329,205 (-) Land $35,500 Building $293,705
2025	$2,230.00	$329,205 (-) Land $35,500 Building $293,705
2023	$2,230.00	$329,205 Land $35,500 Building $293,705	$329,205 Land $35,500 Building $293,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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