145 Lay Low Ln, Salisbury, NC 28147 Property Records

Rowan County property record for 145 Lay Low Ln, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,423 sqft · built 2017
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Nov 2021)
Tax Bill	$1,489 (2026)
Deeds & Mortgages	Nov 2021 Sale Sep 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`755 074`

Property Details

APN / Parcel Number

Primary APN	`755 074`
Alternative APN	`6330283`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,423 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	38,768 sqft (0.89 acres)
Canopy	396 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	145 LAY LOW LN
City	SALISBURY
State	NC
Zip	28147-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13
Legal Subdivision	GRAHAM PLACE
Jurisdiction	ROWAN NC
Township / Civil Division	STEELE
Census Block Group	1
Census Block	1062
Census Tract	51901

Owner

145 Lay Low Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 LAY LOW LN, SALISBURY, NC 28147-6502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer
Sep 20, 2021	Intrafamily Transfer, Transfer
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Nov 10, 2016 · Amount on File
Deed Book / Page	1389 / 482
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0013840505
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 23, 2021
Property Address	145 LAY LOW LN, SALISBURY, NC 28147-6502
Document Number	0013890482
Book / Page	1389 / 482
Map Reference	PG 1366
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21288 DEARBORN AVE, 21288, PT CHARLOTTE, FL 33954-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 LAY LOW LN, SALISBURY, NC 28147-6502

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Sep 20, 2021
Property Address	145 LAY LOW LN, SALISBURY, NC 28147-6502
Document Number	0013840505
Book / Page	1384 / 505
Map Reference	PG 1366
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 754, SALISBURY, NC 28145-0754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 LAY LOW LN, SALISBURY, NC 28147-6502

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	145 LAY LOW LN, SALISBURY, NC 28147-6502
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013790147
Date	Jul 9, 2021
Book Page	1379/147

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	145 LAY LOW LN, SALISBURY, NC 28147-6502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012900679
Date	May 31, 2017
Book Page	1290/0679

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SALISBURY, NC 28145

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	145 LAY LOW LN, SALISBURY, NC 28147-6502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012900430
Date	May 25, 2017
Book Page	1290/0430

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SALISBURY, NC 28145

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	145 LAY LOW LN, SALISBURY, NC 28147-6502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013080998
Date	May 10, 2018
Book Page	1308/0998

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 145 Lay Low Ln was $1,489.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,489.00	$219,829 (-) Land $35,500 Building $184,329	$219,829 Land $35,500 Building $184,329
2025	$1,489.00	$219,829 Land $35,500 Building $184,329
2023	$1,489.00	$219,829 Land $35,500 Building $184,329	$219,829 Land $35,500 Building $184,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Lay Low Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Lay Low Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN ACRES MHP private · serves 71 people · EPA ID NC0180201
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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