210 Elm St, Niles, MI 49120 Property Records

Berrien County property record for 210 Elm St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,466 sqft · built 1976
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (May 2020)
Tax Bill$2,369 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Nov 2018 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN74-4300-0013-00-5

Property Details

APN / Parcel Number

Primary APN74-4300-0013-00-5
Alternative APN
  • 11-74-4300-0013-00-5

Interior

Full Baths2 Baths
Building Area2,466 sqft Living Area
1st Floor Area1,233 sqft
Basement Area1,233 sqft
Unfinished Basement1,233 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions165 ft deep x 132 ft wide
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address210 ELM ST
CityNILES
StateMI
Zip49120-2815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOTS 13 & 14 GEO KIMMEL ADD CITY OF NILES ALSO PT OF W1/2 OF VACATED MARKET ST E OF SD LOTS
Legal SubdivisionGEO KIMMEL ADD
Legal Lot Number13-14
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group4
Census Block4008
Census Tract20600

Owner

210 Elm St is owned and occupied by two individuals who bought it in May 2020.

Source: Berrien County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address210 ELM ST, NILES, MI 49120-2815
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Deed of Trust, Mortgage · Line of Credit
TEACHERS FCU
Nov 19, 2018Deed of Trust, Mortgage · Line of Credit
TEACHERS CU
May 28, 2020Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Feb 6, 2018Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Oct 30, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2020 · Amount on File
Deed SaleMay 28, 2020 · Amount on File
Prior SaleMay 28, 2020 · Amount on File
Deed Book / Page3276 / 2042
Prior Transfer DateMay 22, 2014
Prior Transfer Doc03072/1045
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address210 ELM ST, NILES, MI 49120-2815
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03222/3208
DateNov 16, 2018
Book Page3222/3208
Lender
NameTEACHERS FCU
TypeCredit Union
AddressSOUTH BEND, IN 46601
Agreement
TypeLine of Credit
AmountAmount on Record
Term156 Months
DueNov 10, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address210 ELM ST, NILES, MI 49120-2815
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03223/0474
DateNov 19, 2018
Book Page3223/0474
Lender
NameTEACHERS CU
TypeCredit Union
AddressSOUTH BEND, IN 46601
Agreement
TypeLine of Credit
AmountAmount on Record
Term156 Months
DueNov 10, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 28, 2020
Property Address210 ELM ST, NILES, MI 49120-2815
Document Number03276/2042
Book / Page3276 / 2042
Map ReferenceVOL 1 PG 489
Instrument DateMay 27, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 ELM ST, NILES, MI 49120-2815

Mortgage

Document Number0032762045
DateMay 28, 2020
Instrument3276/2045
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERRIEN MI
Recording DateFeb 6, 2018
Property Address210 ELM ST, NILES, MI 49120-2815
Document Number03196/2938
Book / Page3196 / 2938
Map ReferenceVOL1 PG489
Instrument DateJan 26, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 E PENN SQ, PHILADELPHIA, PA 19107-3323

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1943 S 3RD ST, NILES, MI 49120-4003

Mortgage

Document Number0031962940
DateFeb 6, 2018
Instrument3196/2940
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2033

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateOct 30, 2017
Property Address210 ELM ST, NILES, MI 49120-2815
Document Number03187/3452
Book / Page3187 / 3452
Map ReferenceVOL1 PG489
Instrument DateSep 24, 2014
Instrument3187-3452
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 WILL ROGERS PKWY STE 300, 300, OKLAHOMA CITY, OK 73108-1870

Tax Assessment & Valuation

The 2025 property tax bill for 210 Elm St was $2,369 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityNiles City
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,200$212,400
2025$2,369.00
2023$81,600$163,200
2022$2,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1981)
Most Recent ClaimMay 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES TOWNSHIP
serves 2,270 people · EPA ID MI0004750
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber, Midwest Energy & Communications.

Nearby Properties on Elm St

Nearby Streets

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