210 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 210 Division St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,144 sqft · built 1900
Lot Size	0.108 acres (4,719 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Feb 2022)
Tax Bill	$4,285 (2026)
Deeds & Mortgages	Jun 2018 Transfer Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.52-2-14`

Property Details

APN / Parcel Number

Primary APN	`421500 49.52-2-14`
Alternative APN	`150004905200020140000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	572 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,719 sqft (0.108 acres)
Lot Dimensions	143 ft deep x 33 ft wide
Porch	Slab
Porch Area	322 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	210 DIVISION ST
City	SCHENECTADY
State	NY
Zip	12304-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5005
Census Tract	20700

Owner

210 Division St is owned and occupied by an individual who acquired it in August 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CITY OF SCHENECTADY
Jun 18, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 5, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	20225715
Deed Book / Page	2078 / 108
Last Transfer Date	Aug 26, 2022
Transfer Doc	0000048464
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 18, 2018
Property Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108
Document Number	0000026596
Book / Page	001989 / 000415
Instrument Date	Jun 7, 2018
Instrument	26596
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 DIVISION ST SCHENECTADY NY 123041108, SCHENECTADY, NY 12304-1108

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 18, 2018
Property Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108
Document Number	0000026587
Book / Page	001989 / 000412
Instrument Date	Apr 18, 2018
Instrument	26587
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 DIVISION ST SCHENECTADY NY 123041108, SCHENECTADY, NY 12304-1108

Mortgage

Document Number	26591
Date	Jun 18, 2018
Book Page	004844/000291
Instrument	26591

Lender

Name	CITY OF SCHENECTADY
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 18, 2018
Property Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108
Document Number	0000026586
Book / Page	001989 / 000409
Instrument Date	Apr 18, 2018
Instrument	26586
Transaction Type	Transfer
Record Updated	Jul 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 5, 2017
Property Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108
Document Number	0000000718
Book / Page	001953 / 000799
Instrument Date	Dec 28, 2016
Instrument	718
Transaction Type	Transfer
Record Updated	Jan 11, 2017

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

The 2026 property tax bill for 210 Division St was $4,285, up 2.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,285.00 (+2.54%)
2025	$4,179.00	$74,200 Land $11,100 Building $63,100	$122,868 Land $18,381 Building $104,487
2023		$74,200 (-) Land $11,100 Building $63,100	$93,924 (+3.8%) Land $14,051 Building $79,873
2022		$74,200 Land $11,100 Building $63,100	$90,488 Land $13,537 Building $76,951
2021	$3,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 210 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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