148 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 148 Division St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,974 sqft · built 1900
Lot Size	0.108 acres (4,719 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Oct 2025)
Tax Bill	$845 (2026)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.52-2-11`

Property Details

APN / Parcel Number

Primary APN	`421500 49.52-2-11`
Alternative APN	`150004905200020110000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,974 sqft Total Area
1st Floor Area	987 sqft
2nd Floor Area	987 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,719 sqft (0.108 acres)
Lot Dimensions	143 ft deep x 33 ft wide
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	148 DIVISION ST
City	SCHENECTADY
State	NY
Zip	12304-1106
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5005
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Quit Claim Deed, Transfer
Oct 24, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 18, 2019	Correction Deed, Transfer NOT AVAILABLE
Mar 6, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 22, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Jan 6, 2000 · Amount on Record
Deed Document Number	202525217
Deed Book / Page	2159 / 551
Prior Transfer Date	Oct 15, 2025
Prior Transfer Doc	0000025216
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 24, 2025
Property Address	148 DIVISION ST, SCHENECTADY, NY 12304-1106
Document Number	0000025217
Instrument Date	Oct 24, 2025
Instrument	202525217
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 DIVISION ST, SCHENECTADY, NY 12304-1108

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 24, 2025
Property Address	148 DIVISION ST, SCHENECTADY, NY 12304-1106
Document Number	0000025216
Instrument Date	Oct 15, 2025
Instrument	202525216
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY HALL #201 # 201, 201, SCHENECTADY, NY 12305

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 18, 2019
Property Address	148 DIVISION ST, SCHENECTADY, NY 12304-1106
Document Number	0000011685
Book / Page	002007 / 000512
Instrument Date	Mar 14, 2019
Instrument	11685
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 6, 2019
Property Address	148 DIVISION ST, SCHENECTADY, NY 12304-1106
Document Number	0000009779
Book / Page	002006 / 000871
Instrument Date	Mar 6, 2019
Instrument	9779
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 22, 2018
Property Address	148 DIVISION ST, SCHENECTADY, NY 12304-1106
Document Number	0000037634
Book / Page	001994 / 000319
Instrument Date	Aug 22, 2018
Instrument	37634
Transaction Type	Foreclosure
Record Updated	Sep 10, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$845.00 (-22.12%)
2025	$1,085.00 (+19.89%)	$15,400 (-) Land $7,400 Building $8,000	$25,501 (+13.35%) Land $12,254 Building $13,247
2024		$15,400 (-) Land $7,400 Building $8,000	$22,498 (+15.41%) Land $10,811 Building $11,687
2023		$15,400 (-) Land $7,400 Building $8,000	$19,494 (+3.8%) Land $9,367 Building $10,127
2022		$15,400 Land $7,400 Building $8,000	$18,780 Land $9,024 Building $9,756
2021	$905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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