210 Cotter St, Columbus Junction, IA 52738 Property Records

Louisa County property record for 210 Cotter St, Columbus Junction, IA 52738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,706 sqft · built 1900
Lot Size	0.358 acres (15,600 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Jul 2020)
Tax Bill	$1,754 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-20-102-005`

Property Details

APN / Parcel Number

Primary APN	`02-20-102-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,706 sqft Living Area
1st Floor Area	693 sqft
Basement Area	693 sqft
Unfinished Basement	693 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Roof Type	Gable
Lot Area	15,600 sqft (0.358 acres)
Lot Dimensions	120 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	1,248 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	190 sqft
Lean-To	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	210 COTTER ST
City	COLUMBUS JUNCTION
State	IA
Zip	52738-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1-2 & E1/2 L3 BLK1
Legal Block	1
Jurisdiction	LOUISA IA
Township / Civil Division	COLUMBUS CITY
Census Block Group	1
Census Block	1075
Census Tract	450200

Owner

210 Cotter St is owned and occupied by an individual who bought it in July 2020.

Source: Louisa County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	210 COTTER ST, COLUMBUS JUNCTION, IA 52738-8975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer · USDA Mortgage USDA
Mar 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Deed Document Number	20201236
Prior Transfer Date	Mar 20, 2017
Prior Transfer Doc	20170203
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Jul 27, 2020
Property Address	210 COTTER ST, COLUMBUS JUNCTION, IA 52738-8975
Document Number	20201236
Instrument Date	Jul 24, 2020
Instrument	2020-1236
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 COTTER ST, COLUMBUS JUNCTION, IA 52738-8975

Mortgage

Document Number	20201237
Date	Jul 27, 2020
Instrument	2020-1237

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jul 24, 2053

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUISA IA
Recording Date	Mar 21, 2017
Property Address	210 COTTER ST, COLUMBUS JUNCTION, IA 52738-8975
Document Number	20170203
Instrument Date	Mar 20, 2017
Instrument	2017-0203
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 COTTER ST, COLUMBUS JUNCTION, IA 52738-8975

Tax Assessment & Valuation

The 2026 property tax bill for 210 Cotter St was $1,754.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Cotter City
Unified School District	Columbus Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,754.00	$140,730 (-) Land $11,710 Building $129,020	$140,730 (-) Land $11,710 Building $129,020
2025	$1,754.00 (-2.01%)	$140,730 Land $11,710 Building $129,020	$140,730 Land $11,710 Building $129,020
2024	$1,790.00
2023		$133,950 (+42.7%) Land $11,710 Building $122,240	$133,950 Land $11,710 Building $122,240
2022	$1,424.00	$93,870 Land $11,710 Building $82,160
2021			$93,870 Land $11,710 Building $82,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Cotter St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2008–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2014 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Cotter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Louisa Communications Fixed Wireless	25 / 3

May also be available: Kalona Cooperative Telephone Company, Windstream.

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