Louisa County property record for 206 Cotter St, Columbus Junction, IA 52738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,308 sqft · built 1920 |
| Lot Size | 0.162 acres (7,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $424 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20-102-003 |
| Primary APN | 02-20-102-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 902 sqft |
| Attic | Attic |
| Attic Area | 406 sqft |
| Basement Area | 226 sqft |
| Unfinished Basement | 226 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Lot Area | 7,040 sqft (0.162 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 206 COTTER ST |
|---|---|
| City | COLUMBUS JUNCTION |
| State | IA |
| Zip | 52738-8975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTER L4 & N80' W1/2 L3 EX E12' BLK1 |
| Legal Subdivision | TOWN OF COTTER |
| Legal Block | 1 |
| Jurisdiction | LOUISA IA |
| Township / Civil Division | COLUMBUS CITY |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 450200 |
206 Cotter St is owned and occupied by an individual who acquired it in May 2023.
Source: Louisa County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 COTTER ST, COLUMBUS JUNCTION, IA 52738-8975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 5, 2023 |
| Transfer Doc | 0000000515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA IA |
| Property Address | 206 COTTER ST, COLUMBUS JUNCTION, IA 52738-8975 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 206 COTTER ST, COLUMBUS JUNCTION, IA 52738-8975 |
| Document Number | 0020230746 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-0746 |
| Name | WASHINGTON STATE BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, IA 52353 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jul 1, 2030 |
The 2026 property tax bill for 206 Cotter St was $424 with a homeowner's exemption.
Source: Louisa County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Louisa County |
| Municipality | Cotter City |
| Unified School District | Columbus Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424.00 | $44,950 (-) Land $5,520 Building $39,430 | $44,950 (-) Land $5,520 Building $39,430 |
| 2025 | $424.00 (-14.17%) Homeowner's exemption | $44,950 Land $5,520 Building $39,430 | $44,950 Land $5,520 Building $39,430 |
| 2024 | $494.00 | ||
| 2023 | $47,130 (+30.66%) Land $5,520 Building $41,610 | $47,130 Land $5,520 Building $41,610 | |
| 2022 | $412.00 Homeowner's exemption | $36,070 Land $5,520 Building $30,550 | |
| 2021 | $36,070 Land $5,520 Building $30,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 Cotter St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2008–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 206 Cotter St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Louisa Communications Fixed Wireless | 25 / 3 |
May also be available: Kalona Cooperative Telephone Company, Windstream.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures