210 Christopher Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 210 Christopher Rd, Forest Hill, MD 21050 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,136 sqft · built 1998
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Nov 2005)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Jan 2023 Transfer Aug 2017 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-323293`

Property Details

APN / Parcel Number

Primary APN	`03-323293`
Alternative APNs	`3323293` `323293`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,136 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Built-in
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	133 sqft
Deck Area	596 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	323293
Street Address	210 CHRISTOPHER RD
City	FOREST HILL
State	MD
Zip	21050-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 1.23 AC 210 CHRISTOPHER ROAD FIELDER FARM P 92/43
Legal Subdivision	FIELDER FARM 01 PH 01
Legal Lot Number	10
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3007
Census Tract	303201

Owner

Source: Harford County records · APN 03-323293

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	210 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Intrafamily Transfer, Transfer
Aug 18, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Apr 11, 2019	Deed of Trust, Mortgage · ARM HOWARD BANK
Jul 03, 2019	Deed of Trust, Mortgage · ARM HOWARD BANK
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2005 · Amount on Record
Deed Sale	Nov 23, 2005 · Amount on Record
Prior Sale	Nov 23, 2005 · Amount on Record
Deed Document Number	20051163
Deed Book / Page	6426 / 297
Last Transfer Date	Dec 23, 2022
Transfer Doc	0157860067
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 03, 2023
Property Address	210 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Document Number	0157860067
Book / Page	15786 / 67
Map Reference	MB CGHIII92 PG 43
Instrument Date	Dec 23, 2022
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	210 CHRISTOPHER RD, FOREST HILL, MD 21050-3213

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	210 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124750349
Date	Aug 18, 2017
Book Page	12475/0349
Instrument	12475-0349

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 15, 2022

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	210 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MIDATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132220071
Date	Apr 11, 2019
Book Page	13222/0071

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	210 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133370222
Date	Jul 03, 2019
Book Page	13337/0222

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 01, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	210 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CHRISTOPHER RD, FOREST HILL, MD 21050-3213

Mortgage

Document Number	0149080421
Date	Jul 21, 2021
Book Page	14908/421

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,133 (+2.86%)	$623,000 (+8.59%) Land $152,300 Building $470,700
2025	$6,090.00 (+7.88%) Homeowner's exemption	$573,700 (+7.66%) Land $152,300 Building $421,400	$573,700 (-) Land $152,300 Building $421,400
2023		$532,900	$573,700 Land $152,300 Building $421,400
2022	$5,645.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253032013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Armstrong Holdings	Cable	1,000 / 20
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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