208 Christopher Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 208 Christopher Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,060 sqft · built 1998
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Jun 2026)
Tax Bill	$6,899 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-323285`

Property Details

APN / Parcel Number

Primary APN	`03-323285`
Alternative APNs	`3323285` `323285`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,060 sqft Total Area
Basement Area	336 sqft
Unfinished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Built-in
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	455 sqft
Deck Area	100 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	323285
Street Address	208 CHRISTOPHER RD
City	FOREST HILL
State	MD
Zip	21050-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 9 1.61 AC 208 CHRISTOPHER ROAD FIELDER'S FARM P 95/89
Legal Subdivision	FIELDERS FARM P 92 43
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3007
Census Tract	303201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2026	Deed, Transfer · Conventional Mortgage PRIMARY RESID'L MORTGAGE
Jun 3, 2022	Deed, Transfer · FHA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Book / Page	17169 / 169
Transfer Doc	0027490448
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213

Mortgage

Document Number	0161660344
Date	Feb 6, 2024
Book Page	16166/344

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213

Mortgage

Document Number	0158800219
Date	Apr 19, 2023
Book Page	15880/219

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2052

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 16, 2026
Property Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Document Number	0171690169
Book / Page	17169 / 169
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213

Mortgage

Document Number	1716000176,
Date	Jun 16, 2026
Book Page	17169/176

Lender

Name	PRIMARY RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 3, 2022
Property Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213
Document Number	0155390388
Book / Page	15539 / 388
Map Reference	MB 95 FO 89
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 CHRISTOPHER RD, FOREST HILL, MD 21050-3213

Mortgage

Document Number	0155390395
Date	Jun 3, 2022
Instrument	15539-0395

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,899.00 (+8.59%)	$627,567 (+2.86%)	$662,500 (+8.59%) Land $156,100 Building $506,400
2025	$6,353.00 (+12.64%)	$610,100 (+12.01%) Land $156,100 Building $454,000	$610,100 (-) Land $156,100 Building $454,000
2023		$544,700	$610,100 Land $156,100 Building $454,000
2022	$5,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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