210 Chambers St, Unit 13, El Cajon, CA 92020 Property Records

San Diego County property record for 210 Chambers St, Unit 13, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 732 sqft · built 1985
Lot Size	1.72 acres (75,352 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2018)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`487-160-16-13`

Property Details

APN / Parcel Number

Primary APN	`487-160-16-13`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	732 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	75,352 sqft

Location & Zoning

Street Address	210 CHAMBERS ST, 13
City	EL CAJON
State	CA
Zip	92020-3377
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 13PER DOC05-1093817&UND INT IN BLDG A IN TR 015136
Legal Subdivision	LAS BRISAS
Legal Tract	015136
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 N EL CAMINO REAL, A313, SAN CLEMENTE, CA 92672-6740
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage FIRST REPUBLIC BK
Dec 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Dec 17, 2018	Grant Deed, Transfer · Conventional Mortgage BONNER FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Jan 17, 2006 · Amount on Record
Deed Document Number	2018516790
Last Transfer Date	Dec 8, 2019
Transfer Doc	0000611522
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	210 CHAMBERS ST UNIT 13, 13, EL CAJON, CA 92020-3377
Document Number	0000050475
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	24 CALLE MATTIS SAN CLEMENTE CA 926737050, SAN CLEMENTE, CA 92673-7050

Mortgage

Document Number	0000050475
Date	Jan 30, 2020
Instrument	50475

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	111 PINE ST, SAN FRANCISCO, CA 94111-5602

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2019
Property Address	210 CHAMBERS ST UNIT 13, 13, EL CAJON, CA 92020-3377
Document Number	0000611522
Map Reference	MAP 15136
Instrument Date	Dec 8, 2019
Instrument	2019-0611522
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N EL CAMINO REAL # A313, A313, SAN CLEMENTE, CA 92672-6740

Mortgage

Document Number	0000611523
Date	Dec 30, 2019
Instrument	2019-0611523

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2030
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2018
Property Address	210 CHAMBERS ST UNIT 13, 13, EL CAJON, CA 92020-3377
Document Number	0000516790
Instrument Date	Nov 20, 2018
Instrument	516790
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N EL CAMINO REAL #A313 SAN CLEMENTE CA 926726740, A313, SAN CLEMENTE, CA 92672-6740

Mortgage

Document Number	516791
Date	Dec 17, 2018
Instrument	516791

Lender

Name	BONNER FAMILY TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,868 (+2%) Land $95,240 Building $126,628
2025	$2,589.00 (+2.01%)	$217,519 (+4.04%) Land $93,373 Building $124,146
2023	$2,538.00 (+1.6%)	$209,075 Land $89,749 Building $119,326
2022	$2,498.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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