210 Chambers St, Unit 12, El Cajon, CA 92020 Property Records

San Diego County property record for 210 Chambers St, Unit 12, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 732 sqft · built 1985
Lot Size	1.72 acres (75,352 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2024)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`487-160-16-12`

Property Details

APN / Parcel Number

Primary APN	`487-160-16-12`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	732 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	75,352 sqft

Location & Zoning

Street Address	210 CHAMBERS ST, 12
City	EL CAJON
State	CA
Zip	92020-3378
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 12PER DOC05-1093817&UND INT IN BLDG A IN TR 015136
Legal Subdivision	LAS BRISAS
Legal Tract	015136
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 CHAMBERS ST, 12, EL CAJON, CA 92020-3378
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Grant Deed, Transfer · VA Mortgage CLEAR MORTGAGE CAPITAL INC
May 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Jan 3, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Sep 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	202445243
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	0000275353
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2024
Property Address	210 CHAMBERS ST UNIT 12, 12, EL CAJON, CA 92020-3378
Document Number	0000045243
Map Reference	MAP 15136
Instrument Date	Feb 7, 2024
Instrument	2024-0045243
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CHAMBERS ST UNIT 12, 12, EL CAJON, CA 92020-3378

Mortgage

Document Number	0000045244
Date	Feb 22, 2024
Instrument	2024-0045244

Lender

Name	CLEAR MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2020
Property Address	210 CHAMBERS ST UNIT 12, 12, EL CAJON, CA 92020-3378
Document Number	0000275353
Map Reference	MAP 15136
Instrument Date	May 22, 2020
Instrument	2020-0275353
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CHAMERS STREET # 12, 12, EL CAJON, CA 92020-3378

Mortgage

Document Number	0000275354
Date	May 29, 2020
Instrument	2020-0275354

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Type Change Date	Jun 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2020
Property Address	210 CHAMBERS ST UNIT 12, 12, EL CAJON, CA 92020-3378
Document Number	0000001711
Instrument Date	Dec 13, 2019
Instrument	1711
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	555 N EL CAMINO REAL #A313 SAN CLEMENTE CA 926726740, A313, SAN CLEMENTE, CA 92672-6740

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2019
Property Address	210 CHAMBERS ST UNIT 12, 12, EL CAJON, CA 92020-3378
Document Number	0000381036
Instrument Date	Sep 3, 2019
Instrument	381036
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27451 LOS ALTOS #210 MISSION VIEJO CA 926916331, 210, MISSION VIEJO, CA 92691-6331

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,148 (+2%) Land $169,074 Building $221,074
2025	$4,439.00 (+74.01%) Homeowner's exemption	$382,499 (+81.94%) Land $165,759 Building $216,740
2023	$2,551.00 (+1.55%)	$210,233 Land $91,106 Building $119,127
2022	$2,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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