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210 4th St, Key West, FL 33040 Property Records

Monroe County property record for 210 4th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,105 sqft · built 1981
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$685,000 (Oct 2022)
Tax Bill$5,562 (2025)
Deeds & MortgagesOct 2022 Sale
Mar 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00149670-000000

Property Details

APN / Parcel Number

Primary APN00149670-000000
Alternative APNs
  • 22672600149670000000
  • 1194794

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,105 sqft Living Area
1st Floor Area875 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Garage TypeCovered
Garage Area875 sqft
PorchSlab
Porch Area716 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1194794
Street Address210 4TH ST
CityKEY WEST
StateFL
Zip33040-5575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 2 LT 10 COPPITT SUB AMENDED PLAT BIG COPPITT KEY PB-4-50 OR542-12 OR787-1325 OR819-1486 OR1308-682/83 OR2353-2479/80 OR2367-1290/91 OR2766-2456/57 OR3078-1454 OR3198-1440
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionCOPPITT SUBD AMD
Legal Block2
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2008
Census Tract971700

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address314 DUVAL ST, KEY WEST, FL 33040-6510
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Warranty Deed, Transfer
ATTORNEY
Mar 1, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2022 · Amount on Record
Deed SaleOct 21, 2022 · Amount on Record
Prior SaleMar 1, 2021 · Amount on Record
Deed Document Number20222395222
Deed Book / Page3198 / 1440
Prior Transfer DateJun 16, 2008
Prior Transfer Doc0023671290
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 21, 2022
Property Address210 4TH ST, KEY WEST, FL 33040-5575
Document Number0031981440
Book / Page3198 / 1440
Map ReferenceMB 4 PG 50
Instrument DateOct 21, 2022
Instrument2395222
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$4,795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 PARK LN, WEST ISLIP, NY 11795-3005

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address314 DUVAL ST, KEY WEST, FL 33040-6510

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 1, 2021
Property Address210 4TH ST, KEY WEST, FL 33040-5575
Document Number0030781454
Book / Page3078 / 1454
Map ReferenceMB 4 PG 50
Instrument DateMar 1, 2021
Instrument2306268
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 770, KEY WEST, FL 33041-0770

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 4TH ST, KEY WEST, FL 33040-5575

Mortgage

Document Number0030781456
DateMar 1, 2021
Instrument3078/1456
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,562.00 (-1.3%)$576,875 (-0.69%) Land $420,000 Building $156,875$576,875 (-0.69%) Land $420,000 Building $156,875
2024$5,635.00 (+4.9%)
2023$5,372.00 (+15.28%)$580,905 (+7.99%) Land $436,875 Building $144,030$580,905 (+7.99%) Land $436,875 Building $144,030
2022$4,660.00 Homeowner's exemption$537,925 Land $390,000 Building $147,925$537,925 Land $390,000 Building $147,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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