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206 4th St, Key West, FL 33040 Property Records

Monroe County property record for 206 4th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,075 sqft · built 2003
Lot Size0.176 acres (7,685 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Jun 2026)
Tax Bill$4,851 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00149680-000000

Property Details

APN / Parcel Number

Primary APN00149680-000000
Alternative APNs
  • 22672600149680000000
  • 1194808

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,075 sqft Living Area
1st Floor Area1,075 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,685 sqft (0.176 acres)

Exterior Amenities

Pool Area288 sqft
PorchSlab
Porch Area236 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1194808
Street Address206 4TH ST
CityKEY WEST
StateFL
Zip33040-5575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 2 LT 11 COPPITT SUB AMENDED PLAT BIG COPPITT KEY PB-4-50 OR534-919/931 OR602-753D/C OR717-519 OR862-719 OR1440-234/36 OR1838-52/53REST OR2590-2415F/J OR2822-1557/58
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionCOPPITT SUBD AMD
Legal Block2
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2008
Census Tract971700

Owner

Source: Monroe County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address206 4TH ST, KEY WEST, FL 33040-5575
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2026 · Amount on File
Deed SaleJun 17, 2026 · Amount on File
Prior SaleJan 23, 1997 · Amount on File
Deed Document Number20262547765
Deed Book / Page3386 / 1436
Prior Transfer DateOct 25, 2016
Prior Transfer Doc0028221557
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 17, 2026
Property Address206 4TH ST, KEY WEST, FL 33040-5575
Document Number0002547765
Book / Page3386 / 1436
Instrument DateJun 15, 2026
Instrument20262547765
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$441,875.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 4TH ST, KEY WEST, FL 33040-5575

Mortgage

Document Number0002547767,
DateJun 17, 2026
Instrument20262547767
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,851.00 (-4.15%)$463,125 (-20.23%) Land $344,970 Building $118,155$463,125 (-20.23%) Land $344,970 Building $118,155
2024$5,061.00 (+8.16%)
2023$4,679.00 (+7.46%)$580,589 (+8.22%) Land $438,698 Building $141,891$580,589 (+8.22%) Land $438,698 Building $141,891
2022$4,354.00$536,480 Land $391,628 Building $144,852$536,480 Land $391,628 Building $144,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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