210 2nd St S, Tower, MN 55790 Property Records

St. Louis County property record for 210 2nd St S, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1958
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2025)
Tax Bill	$1,652 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-0020-00243`

Property Details

APN / Parcel Number

Primary APN	`080-0020-00243`
Alternative APNs	`1191380` `749890`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	200,376 sqft (4.6 acres)
Garage Area	960 sqft
Storage Building	250 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1191380
Street Address	210 2ND ST S
City	TOWER
State	MN
Zip	55790-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	THAT PART OF NE 1/4 OF SE 1/4 LYING S OFHWY NO 169 EAST OF EAST TWO RIVER ANDNORTH OF D M AND I R RY RT OF WAY SERIAL #
Legal Range	15W
Legal Township	62N
Legal Section	32
Legal Subdivision	TOWER LANDS IN THE CITY 62-15
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2044
Census Tract	15402

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 2ND ST S, TOWER, MN 55790-0019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	20251522819
Prior Transfer Date	Sep 16, 2003
Prior Transfer Doc	0000921063
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 20, 2025
Property Address	210 2ND ST S, TOWER, MN 55790-0019
Document Number	0001522819
Instrument Date	Oct 27, 2025
Instrument	1522819
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	210 2ND ST S, TOWER, MN 55790-0019

Mortgage

Document Number	0001522820
Date	Nov 20, 2025
Instrument	1522820

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,652.00 (+4.56%) Homeowner's exemption
2025	$1,580.00 (-8.25%) Homeowner's exemption	$160,400 (+7.87%) Land $26,600 Building $133,800	$160,400 (+7.87%) Land $26,600 Building $133,800
2024	$1,722.00	$148,700 (+34.94%) Land $26,600 Building $122,100	$148,700 (+34.94%) Land $26,600 Building $122,100
2022		$110,200 Land $19,000 Building $91,200	$110,200 Land $19,000 Building $91,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 78% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20