21 Winthrop St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 21 Winthrop St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,536 sqft · built 1890
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on Record
Last Sale	$74,000 (Jul 1997)
Tax Bill	$7,886 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:414-Z B:47`

Property Details

APN / Parcel Number

Primary APN	`M:414-Z B:47`
Alternative APN	`CNCD M:414Z B:47`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	864 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	21 WINTHROP ST
City	CONCORD
State	NH
Zip	03301-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Block	47
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3046
Census Tract	32400

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21 WINTHROP ST, CONCORD, NH 03301-8617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Dec 28, 2021	Warranty Deed, Transfer
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1997 · Amount on Record
Deed Sale	Jul 30, 1997 · Amount on Record
Deed Book / Page	2064 / 1357
Last Transfer Date	Dec 22, 2021
Transfer Doc	0000032942
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	21 WINTHROP ST, CONCORD, NH 03301-8617
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011579
Date	Jun 14, 2022
Book Page	3795/1349
Instrument	202200011579

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Dec 28, 2021
Property Address	21 WINTHROP ST, CONCORD, NH 03301-8617
Document Number	0000032942
Book / Page	3775 / 1660
Instrument Date	Dec 22, 2021
Instrument	202100032942
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WINTHROP ST, CONCORD, NH 03301-8617

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	21 WINTHROP ST, CONCORD, NH 03301-8617
Document Number	0035761655
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WINTHROP ST CONCORD NH 033018617, CONCORD, NH 03301-8617

Mortgage

Document Number	0035761655
Date	Nov 9, 2017
Book Page	003576/001655
Instrument	21240

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Funding / Finance Company
Address	CONCORD, NH 03302-2826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 8, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,886.00 (+8.38%)	$270,900 (-) Land $133,800 Building $137,100
2023	$7,276.00 (+3.74%)	$270,900 (-) Land $133,800 Building $137,100	$468,825
2022	$7,014.00	$270,900 Land $133,800 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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