12 Winthrop St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 12 Winthrop St, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,325 sqft · built 1948
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Jul 2026)
Tax Bill$7,705 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:414-Z B:64

Property Details

APN / Parcel Number

Primary APNM:414-Z B:64
Alternative APN
  • CNCD M:414Z B:64

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,325 sqft Living Area
Gross Area3,511 sqft
1st Floor Area1,325 sqft
AtticAttic
Attic Area833 sqft
Basement Area833 sqft
Unfinished Basement521 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address12 WINTHROP ST
CityCONCORD
StateNH
Zip03301-8615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRN
Legal Block64
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1023
Census Tract32800

Owner

Source: Merrimack County and Concord City records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 FALCON CREST WAY, MANCHESTER, NH 03104-6442
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Prior SaleApr 2, 2001 · Amount on Record
Deed Document Number202610584
Deed Book / Page3935 / 791
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateJul 1, 2026
Property Address12 WINTHROP ST, CONCORD, NH 03301-8615
Document Number0000010584
Book / Page3935 / 791
Instrument DateJun 30, 2026
Instrument202610584
Transaction TypeTransfer
Record UpdatedJul 28, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

DateJul 1, 2026
Lender
NameWATERSTONE MORTGAGE CORPORATION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.51%
Max Rate-1%

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,705.00 (+8.37%)$264,700 (-) Land $136,700 Building $128,000
2023$7,110.00 (+3.75%)$264,700 (-) Land $136,700 Building $128,000$441,465
2022$6,853.00$264,700 Land $136,700 Building $128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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