21 Whitcomb Dr, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 21 Whitcomb Dr, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,058 sqft · built 1955
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Jul 2026)
Tax Bill$7,658 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2022 Refinance
Flood ZoneZone X (minimal risk)
APNLANC M:038.0 B:0000 L:0035.0

Property Details

APN / Parcel Number

Primary APNLANC M:038.0 B:0000 L:0035.0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,058 sqft Living Area
1st Floor Area1,058 sqft
Basement Area1,058 sqft
Unfinished Basement212 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address21 WHITCOMB DR
CityLANCASTER
StateMA
Zip01523-2825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLAND 2547
Legal Lot Number35.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2010
Census Tract713100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedThayer, Nathaniel, Estate
listed 1976 · 1 contributing resources · NRIS 76000302

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 Whitcomb Dr is owned and occupied by an individual who bought it in July 2026.

Source: Worcester County and Lancaster Town records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address21 WHITCOMB DR, LANCASTER, MA 01523-2825
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Quit Claim Deed, Transfer · Conventional Mortgage
LOAN STORE
Mar 9, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
ROCKET MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2026 · Amount on File
Deed SaleJul 31, 2026 · Amount on File
Prior SaleJun 15, 2012 · Amount on File
Deed Document Number202666018
Deed Book / Page73971 / 102
Prior Transfer DateMar 9, 2022
Prior Transfer Doc067237-229
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateJul 31, 2026
Property Address21 WHITCOMB DR, LANCASTER, MA 01523-2825
Document Number0000066018
Book / Page73971 / 102
Instrument DateJul 29, 2026
Instrument202666018
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WHITCOMB DR, LANCASTER, MA 01523-2825

Mortgage

DateJul 31, 2026
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.47%
Max Rate-1%

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateMar 9, 2022
Property Address21 WHITCOMB DR, LANCASTER, MA 01523-2825
Document Number067237-229
Book / Page67237 / 229
Instrument DateMar 9, 2022
Instrument26739
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 WHITCOMB DR, LANCASTER, MA 01523-2825

Mortgage

Document Number0000026740
DateMar 9, 2022
Instrument26740
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 21 Whitcomb Dr was $7,658.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,658.00$473,900 Land $105,400 Building $368,500$478,135 (+24.73%)
2024$383,325
2023$7,010.00$407,800 Land $89,200 Building $318,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Whitcomb Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1978–2010)
Claims Outside the SFHA2 of 9
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Whitcomb Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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