Worcester County and Lancaster Town property record for 78 Whitcomb Dr, Lancaster, MA 01523 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,261 sqft · built 1965 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (May 2022) |
| Tax Bill | $10,444 (2025) |
| Deeds & Mortgages | May 2022 Sale Mar 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:038.0 B:0000 L:0011.0 |
| Primary APN | LANC M:038.0 B:0000 L:0011.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,261 sqft Living Area |
| 1st Floor Area | 1,469 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 78 WHITCOMB DR |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 11.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records · APN LANC M:038.0 B:0000 L:0011.0
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 WHITCOMB DR, LANCASTER, MA 01523-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2022 | Quit Claim Deed, Transfer |
| Mar 27, 2018 | Deed of Trust, Mortgage HANSCOM FCU |
| Sep 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Oct 16, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 2022 · Amount on Record |
| Deed Sale | May 09, 2022 · Amount on Record |
| Prior Sale | Oct 16, 2020 · Amount on Record |
| Deed Document Number | 202250541 |
| Deed Book / Page | 67560 / 249 |
| Prior Transfer Date | May 06, 2022 |
| Prior Transfer Doc | 067560-249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | May 09, 2022 |
| Property Address | 78 WHITCOMB DR, LANCASTER, MA 01523-2824 |
| Document Number | 067560-249 |
| Book / Page | 67560 / 249 |
| Instrument Date | May 06, 2022 |
| Instrument | 50541 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 WHITCOMB DR, LANCASTER, MA 01523-2824 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 78 WHITCOMB DR, LANCASTER, MA 01523-2824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58586-254 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 58586/254 |
| Instrument | 28070 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 78 WHITCOMB DR, LANCASTER, MA 01523-2824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61057-353 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 61057/353 |
| Instrument | 95113 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Oct 16, 2020 |
| Property Address | 78 WHITCOMB DR, LANCASTER, MA 01523-2824 |
| Document Number | 63511-206 |
| Book / Page | 63511 / 206 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 123206 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 78 WHITCOMB DR, LANCASTER, MA 01523-2824 |
| Document Number | 123207 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 123207 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,444.00 (+3.89%) | $646,300 (+10.52%) Land $103,700 Building $542,600 | $569,715 (+21.72%) |
| 2024 | $468,065 | ||
| 2023 | $10,053.00 | $584,800 Land $87,700 Building $497,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force 10 of 13 on primary residences |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Mar 2010, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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