Union County and Berkeley Heights Township property record for 21 Whispering Way E, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,825 sqft · built 1998 |
| Lot Size | 0.024 acres (1,047 sqft) |
| Owner | Company Name on Record |
| Last Sale | $545,000 (Nov 2005) |
| Tax Bill | $12,345 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01301-0000-00018-21-CONDO |
| Primary APN | 01-01301-0000-00018-21-CONDO |
|---|---|
| Alternative APN |
|
| Building Area | 1,825 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Lot Area | 1,047 sqft (0.024 acres) |
| Street Address | 21 WHISPERING WAY E |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AH-3 |
| Legal Description | WHISPERING WAY BLDG 3-I UNIT 21 |
| Legal Subdivision | WHISPERING WAY |
| Legal Block | 1301 |
| Legal Lot Number | 18.21 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 38201 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 21 WHISPERING WAY E, BERKELEY HEIGHTS, NJ 07922-1545 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2005 · Amount on Record |
| Deed Sale | Nov 10, 2005 · Amount on Record |
| Prior Sale | Sep 22, 1999 · Amount on Record |
| Deed Book / Page | 5544 / 642 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 21 WHISPERING WAY E, BERKELEY HEIGHTS, NJ 07922-1545 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0149132887 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 14913/2887 |
| Instrument | 7354 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 21 WHISPERING WAY E, BERKELEY HEIGHTS, NJ 07922-1545 |
| Document Number | 0147102440 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 WHISPERING WAY E BERKELEY HEIGHTS NJ 079221545, BERKELEY HEIGHTS, NJ 07922-1545 |
| Document Number | 0147102440 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 014710/002440 |
| Instrument | 693078 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 14, 2035 |
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,500 (-) Land $50,000 Building $230,500 | $280,500 (-) Land $50,000 Building $230,500 | |
| 2025 | $12,345.00 (+2.66%) | $280,500 (-) Land $50,000 Building $230,500 | $280,500 (-) Land $50,000 Building $230,500 |
| 2024 | $12,025.00 (+2.1%) | ||
| 2023 | $280,500 Land $50,000 Building $230,500 | $280,500 Land $50,000 Building $230,500 | |
| 2022 | $11,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 40 condo units |
| Nearby Flood Claims | 17 (1978–2025) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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