Union County and Berkeley Heights Township property record for 13 Whispering Way E, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,864 sqft · built 1999 |
| Lot Size | 0.013 acres (572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Feb 2021) |
| Tax Bill | $12,340 (2025) |
| Deeds & Mortgages | Feb 2021 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01301-0000-00018-13-CONDO |
| Primary APN | 01-01301-0000-00018-13-CONDO |
|---|---|
| Alternative APN |
|
| Building Area | 1,864 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Lot Area | 572 sqft (0.013 acres) |
| Street Address | 13 WHISPERING WAY E |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AH3 |
| Legal Subdivision | WHISPERING WAY BLDG 03-E |
| Legal Block | 1301 |
| Legal Lot Number | 18.13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 38201 |
Source: Union County and Berkeley Heights Township records · APN 01-01301-0000-00018-13-CONDO
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 WHISPERING WAY E, BERKELEY HEIGHTS, NJ 07922-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2021 | Deed, Transfer CLEAR SKIES TITLE AGENCY |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Dec 05, 2017 | Grant Deed, Transfer NFTS TITLE AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2021 · Amount on Record |
| Deed Sale | Feb 09, 2021 · Amount on Record |
| Prior Sale | Nov 10, 1999 · Amount on Record |
| Deed Document Number | 20211352 |
| Deed Book / Page | 6400 / 2373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 09, 2021 |
| Property Address | 13 WHISPERING WAY E, BERKELEY HEIGHTS, NJ 07922-1545 |
| Document Number | 0064002373 |
| Book / Page | 6400 / 2373 |
| Map Reference | MB 4817 PG 196 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 1352 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,989.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 WHISPERING WAY E, 13, BERKELEY HEIGHTS, NJ 07922-1545 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13 WHISPERING WAY E, BERKELEY HEIGHTS, NJ 07922-1545 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 13 WHISPERING WAY E, BERKELEY HEIGHTS, NJ 07922-1545 |
| Document Number | 0147053094 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | STEWART TITLE GUARANTEE COMPANY, STEWART TITLE GNTE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 WHISPERING WAY E BERKELEY HEIGHTS NJ 079221545, BERKELEY HEIGHTS, NJ 07922-1545 |
| Document Number | 0147053094 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 014705/003094 |
| Instrument | 692582 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 05, 2017 |
| Property Address | 13 WHISPERING WAY E, BERKELEY HEIGHTS, NJ 07922-1545 |
| Document Number | 0062320293 |
| Book / Page | 006232 / 000293 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 294295 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | NFTS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $515.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CLOVER CT #1 BERKELEY HEIGHTS NJ 079221551, 1, BERKELEY HEIGHTS, NJ 07922-1551 |
Source: Union County and Berkeley Heights Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,400 (-) Land $50,000 Building $230,400 | $280,400 (-) Land $50,000 Building $230,400 | |
| 2025 | $12,340.00 (+2.66%) | $280,400 (-) Land $50,000 Building $230,400 | $280,400 (-) Land $50,000 Building $230,400 |
| 2024 | $12,020.00 (+2.09%) | ||
| 2023 | $280,400 Land $50,000 Building $230,400 | $280,400 Land $50,000 Building $230,400 | |
| 2022 | $11,774.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 40 condo units |
| Nearby Flood Claims | 17 (1978–2025) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 228 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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