21 Waterloo Rd, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 21 Waterloo Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,785 sqft · built 1915
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$315,350 (Jan 2008)
Tax Bill	$8,564 (2025)
Deeds & Mortgages	Feb 2019 Loan Modification Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00029-0000-00206`

Property Details

APN / Parcel Number

Primary APN	`04-00029-0000-00206`
Alternative APN	`040002900206`

Interior

Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Street Address	21 WATERLOO RD
City	STANHOPE
State	NJ
Zip	07874-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	LAKE MUSCONETCONG GROVE 03 & 0
Legal Block	29
Legal Lot Number	206
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2017
Census Tract	374200

Owner

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 WATERLOO RD, STANHOPE, NJ 07874-3449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Feb 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 9, 2008 · Amount on Record
Deed Sale	Jan 9, 2008 · Amount on Record
Prior Sale	Apr 30, 2004
Deed Document Number	200810007010
Deed Book / Page	3192 / 329
Prior Transfer Date	Apr 8, 2004
Prior Transfer Doc	0028160010
Record Updated	Sep 20, 2026

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUSSEX NJ
Property Address	21 WATERLOO RD, STANHOPE, NJ 07874-3449
Document Number	0096850217
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WATERLOO RD STANHOPE NJ 078743449, STANHOPE, NJ 07874-3449

Mortgage

Document Number	0096850217
Date	Mar 19, 2019
Book Page	009685/000217
Instrument	46240

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Interest

Rate	5.12%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	21 WATERLOO RD, STANHOPE, NJ 07874-3449
Document Number	0096850210
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 WATERLOO RD STANHOPE NJ 078743449, STANHOPE, NJ 07874-3449

Mortgage

Document Number	0096850210
Date	Mar 19, 2019
Book Page	009685/000210
Instrument	46230

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,100 (-) Land $96,100 Building $117,000	$213,100 (-) Land $96,100 Building $117,000
2025	$8,564.00 (+4.93%)	$213,100 (-) Land $96,100 Building $117,000	$213,100 (-) Land $96,100 Building $117,000
2024	$8,162.00 (+4.65%)
2023		$213,100 Land $96,100 Building $117,000	$213,100 Land $96,100 Building $117,000
2022	$7,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Communications Cable	940 / 35

May also be available: T-Mobile USA, Verizon.

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