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20 Waterloo Rd, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 20 Waterloo Rd, Stanhope, NJ 07874 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,736 sqft · built 1977
Lot Size0.548 acres (23,871 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (May 2019)
Tax Bill$9,035 (2025)
Deeds & MortgagesSep 2023 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-00036-0000-00046-01

Property Details

APN / Parcel Number

Primary APN04-00036-0000-00046-01
Alternative APNs
  • 04000360000000460001
  • 0400036000000046A

Interior

Building Area1,736 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area23,871 sqft (0.548 acres)

Location & Zoning

Old Parcel Number0400036000000046A
Street Address20 WATERLOO RD
CitySTANHOPE
StateNJ
Zip07874-3446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLAKE MUSCONETCONG GROVE SEC I
Legal Block36
Legal Lot Number46.1
JurisdictionSUSSEX NJ
Township / Civil DivisionBYRAM
Census Block Group2
Census Block2015
Census Tract374200

Owner

Source: Sussex County and Byram Township records · APN 04-00036-0000-00046-01

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 WATERLOO RD, STANHOPE, NJ 07874-3446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
May 03, 2019Grant Deed, Transfer · FHA Mortgage
CARDINAL FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2019 · Amount on Record
Deed SaleMay 03, 2019 · Amount on Record
Prior SaleAug 26, 1998 · Amount on Record
Deed Document Number201910076770
Deed Book / Page3516 / 181
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address20 WATERLOO RD, STANHOPE, NJ 07874-3446
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WATERLOO RD, STANHOPE, NJ 07874-3446

Mortgage

Document Number0102661727
DateSep 01, 2023
Book Page10266/1727
Instrument2023015404
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueAug 01, 2063

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX NJ
Recording DateMay 03, 2019
Property Address20 WATERLOO RD, STANHOPE, NJ 07874-3446
Document Number0035160181
Book / Page003516 / 000181
Instrument DateApr 15, 2019
Instrument76770
Transaction TypeTransfer
Record UpdatedMay 31, 2019
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 WATERLOO RD STANHOPE NJ 078743446, STANHOPE, NJ 07874-3446

Mortgage

Document Number96960421
DateMay 03, 2019
Book Page009696/000421
Instrument76780
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 02, 2049

Tax Assessment & Valuation

Source: Sussex County and Byram Township records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
County SubdivisionByram Township
Elementary School DistrictByram Township School District (KG - 08)
Secondary School DistrictLenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$224,800 (-) Land $96,600 Building $128,200$224,800 (-) Land $96,600 Building $128,200
2025$9,035.00 (+4.94%)$224,800 (-) Land $96,600 Building $128,200$224,800 (-) Land $96,600 Building $128,200
2024$8,610.00 (+4.66%)
2023$224,800 Land $96,600 Building $128,200$224,800 Land $96,600 Building $128,200
2022$8,227.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sussex County (34037C), updated October 2, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340373742002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Planet NetworksFiber10,000 / 10,000
Optimum CommunicationsCable940 / 35

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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