Bergen County and Dumont Borough property record for 21 Wareham Rd, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,605 sqft · built 1959 |
| Lot Size | 0.181 acres (7,876 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Nov 2025) |
| Tax Bill | $12,903 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00202-0000-00019 |
| Primary APN | 10-00202-0000-00019 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,605 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 7,876 sqft (0.181 acres) |
| Lot Dimensions | 105 ft deep x 75 ft wide |
| Account Number | 461200 |
|---|---|
| Street Address | 21 WAREHAM RD |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X105 |
| Legal Block | 202 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 WAREHAM RD, DUMONT, NJ 07628-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Deed Document Number | 202578418 |
| Deed Book / Page | 5649 / 501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 WAREHAM RD, DUMONT, NJ 07628-1126 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 178 RIVER EDGE AVE 6, 6, NEW MILFORD, NJ 07646-2941 |
| Document Number | 0056490507 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 5649/507 |
| Instrument | 2025078419 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2055 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,400 (+7.98%) Land $368,700 Building $226,700 | $595,400 (+7.98%) Land $368,700 Building $226,700 | |
| 2025 | $12,903.00 (+6.27%) | $551,400 (+84.6%) Land $336,100 Building $215,300 | $551,400 (+84.6%) Land $336,100 Building $215,300 |
| 2024 | $12,142.00 (+4.69%) | ||
| 2023 | $298,700 Land $181,900 Building $116,800 | $298,700 Land $181,900 Building $116,800 | |
| 2022 | $11,598.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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