Bergen County and Dumont Borough property record for 20 Wareham Rd, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,417 sqft · built 1959 |
| Lot Size | 0.243 acres (10,576 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jan 2023) |
| Tax Bill | $13,965 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00201-0000-00014 |
| Primary APN | 10-00201-0000-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,417 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 10,576 sqft (0.243 acres) |
| Lot Dimensions | 141 ft deep x 75 ft wide |
| Account Number | 464900 |
|---|---|
| Street Address | 20 WAREHAM RD |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X141 |
| Legal Subdivision | DUMONT KNOLLS SEC 2 |
| Legal Block | 201 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 WAREHAM RD, DUMONT, NJ 07628-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2023 | Bargain and Sale Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 7, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Prior Sale | Jan 15, 2016 · Amount on Record |
| Deed Document Number | 20235301 |
| Deed Book / Page | 4910 / 72 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 19, 2023 |
| Property Address | 20 WAREHAM RD, DUMONT, NJ 07628-1127 |
| Document Number | 0049100072 |
| Book / Page | 4910 / 72 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023005301 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | WEISS TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4293 ROUTE 47, LEESBURG, NJ 08327-2010 |
| Name | Verified Name |
|---|---|
| Address | 20 WAREHAM RD, DUMONT, NJ 07628-1127 |
| Document Number | 0049100078 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 4910/78 |
| Instrument | 2023005302 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 WAREHAM RD, DUMONT, NJ 07628-1127 |
| Document Number | 0034190384 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 20 WAREHAM RD DUMONT NJ 076281127, DUMONT, NJ 07628-1127 |
| Document Number | 0034190384 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 003419/000384 |
| Instrument | 81589 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 WAREHAM RD, DUMONT, NJ 07628-1127 |
| Document Number | 0038290466 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 20 WAREHAM RD DUMONT NJ 076281127, DUMONT, NJ 07628-1127 |
| Document Number | 0038290466 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 003829/000466 |
| Instrument | 122393 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2050 |
| Rate | 4.75% |
|---|
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,400 (+7.81%) Land $377,900 Building $265,500 | $643,400 (+7.81%) Land $377,900 Building $265,500 | |
| 2025 | $13,965.00 (+13.64%) | $596,800 (+97.42%) Land $344,600 Building $252,200 | $596,800 (+97.42%) Land $344,600 Building $252,200 |
| 2024 | $12,289.00 (+4.69%) | ||
| 2023 | $302,300 Land $196,100 Building $106,200 | $302,300 Land $196,100 Building $106,200 | |
| 2022 | $11,738.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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