21 Upham Rd, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 21 Upham Rd, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,964 sqft · built 1930
Lot Size	0.113 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Aug 2026)
Tax Bill	$9,925 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-531-018`

Property Details

APN / Parcel Number

Primary APN	`104-531-018`
Alternative APNs	`LYNN M:104 B:531 L:018` `B:104 L:531 S:018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	5,966 sqft
Basement Area	1,482 sqft
Unfinished Basement	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1968
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,922 sqft (0.113 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	104-531-018
Street Address	21 UPHAM RD
City	LYNN
State	MA
Zip	01902-1816
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	531
Legal Lot Number	18
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1003
Census Tract	206500

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 UPHAM RD, LYNN, MA 01902-1816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TEXANA BANK
Mar 20, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2018	Quit Claim Deed, Transfer SKY CAP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	20263830
Deed Book / Page	43575 / 251
Prior Transfer Date	Aug 5, 2026
Prior Transfer Doc	0000003830
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 17, 2026
Property Address	21 UPHAM RD, LYNN, MA 01902-1816
Document Number	0000003830
Book / Page	43575 / 251
Instrument Date	Aug 5, 2026
Instrument	20263830
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 UPHAM RD, LYNN, MA 01902-1816

Mortgage

Date	Aug 17, 2026

Lender

Name	TEXANA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 20, 2019
Property Address	21 UPHAM RD, LYNN, MA 01902-1816
Document Number	37391-25
Book / Page	37391 / 25
Instrument Date	Mar 7, 2019
Instrument	20190320000920
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 UPHAM RD, LYNN, MA 01902-1816

Mortgage

Document Number	190320000930
Date	Mar 20, 2019
Instrument	190320000930

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 30, 2018
Property Address	21 UPHAM RD, LYNN, MA 01902-1816
Document Number	36977-107
Book / Page	036977 / 000107
Instrument Date	Aug 27, 2018
Instrument	1808302990
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,983.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26 WILDWOOD RD DANVERS MA 019231754, DANVERS, MA 01923-1754
Investor	Possibly a Property Investor

Mortgage

Document Number	36977-109
Date	Aug 30, 2018
Book Page	036977/000109
Instrument	1808303000

Lender

Name	SKY CAP LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,925.00 (+5.86%)	$958,031 (+7.6%) Land $204,700 Building $753,331	$825,217
2024	$9,376.00 (+0.12%)	$890,400 (+6.01%) Land $192,500 Building $697,900
2023	$9,365.00	$839,900 Land $189,900 Building $650,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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