18 Upham Rd, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 18 Upham Rd, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,933 sqft · built 1920
Lot Size	0.121 acres (5,249 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (Sep 1996)
Tax Bill	$10,240 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:104 L:533 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:104 L:533 S:004`
Alternative APN	`LYNN M:104 B:533 L:004`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,933 sqft Living Area
Gross Area	6,182 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,249 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	18 UPHAM RD
City	LYNN
State	MA
Zip	01902-1817
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	533
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1004
Census Tract	206500

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 UPHAM RD, LYNN, MA 01902-1817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK
Aug 1, 2018	Deed of Trust, Mortgage MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1996 · Amount on File
Deed Sale	Sep 30, 1996 · Amount on File
Deed Book / Page	13777 / 127
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Jul 7, 2026
Property Address	18 UPHAM RD, LYNN, MA 01902-1817
Document Number	0000000810
Book / Page	43490 / 371
Instrument Date	Jul 1, 2026
Instrument	2026810
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 UPHAM RD, LYNN, MA 01902-1817

Mortgage

Document Number	0000000810,
Date	Jul 7, 2026
Book Page	43490/371
Instrument	2026810

Lender

Name	MARBLEHEAD SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	18 UPHAM RD, LYNN, MA 01902-1817
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36907-376
Date	Aug 1, 2018
Book Page	36907/376
Instrument	180801000530

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,240.00 (+5.89%)	$988,421 (+7.64%) Land $206,700 Building $781,721	$839,183
2024	$9,670.00 (+0.14%)	$918,300 (+6.04%) Land $194,300 Building $724,000
2023	$9,656.00	$866,000 Land $191,700 Building $674,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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