21 Twinbrook Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 21 Twinbrook Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,366 sqft · built 1972
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$918,000 (Dec 2021)
Tax Bill	$21,068 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03303-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`48-03303-0000-00011`
Alternative APN	`480330300011`

Interior

Stories	2 Stories
Building Area	2,366 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	13,983 sqft (0.321 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21 TWINBROOK CT
City	RAMSEY
State	NJ
Zip	07446-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.321AC
Legal Subdivision	OAK BROOK ESTATES
Legal Block	3303
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	4
Census Block	4001
Census Tract	44100

Owner

21 Twinbrook Ct is owned and occupied by an individual who bought it in December 2021.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21 TWINBROOK CT, RAMSEY, NJ 07446-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Jun 20, 2013 · Amount on File
Deed Document Number	2021183276
Deed Book / Page	4499 / 1478
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 20, 2021
Property Address	21 TWINBROOK CT, RAMSEY, NJ 07446-2443
Document Number	0044991478
Book / Page	4499 / 1478
Instrument Date	Nov 19, 2021
Instrument	2021183276
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,623.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2906 BLUESTEM DR, 2906, FORT MILL, SC 29708-9412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 TWINBROOK CT, RAMSEY, NJ 07446-2443

Mortgage

Document Number	2021183277
Date	Dec 20, 2021
Instrument	2021183277

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21 Twinbrook Ct was $21,068, down 7.1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,075,600 (+5.12%) Land $448,100 Building $627,500	$1,075,600 (+5.12%) Land $448,100 Building $627,500
2025	$21,068.00 (-7.11%)	$1,023,200 Land $398,100 Building $625,100	$1,023,200 Land $398,100 Building $625,100
2024	$22,680.00
2023		$787,100 Land $324,100 Building $463,000	$787,100 Land $324,100 Building $463,000
2022	$20,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Twinbrook Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Twinbrook Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20