Bergen County and Ramsey Borough property record for 18 Twinbrook Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,768 sqft · built 1972 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $15,529 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03303-0000-00007 |
| Primary APN | 48-03303-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,768 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 15,899 sqft (0.365 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 18 TWINBROOK CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.365AC |
| Legal Subdivision | OAK BROOK ESTS |
| Legal Block | 3303 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 TWINBROOK CT, RAMSEY, NJ 07446-2444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 7, 2025 |
| Property Address | 18 TWINBROOK CT, RAMSEY, NJ 07446-2444 |
| Document Number | 0055420439 |
| Book / Page | 5542 / 439 |
| Instrument Date | May 23, 2025 |
| Instrument | 2025045729 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,429.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 PATRIOTS WAY, MANSFIELD, MA 02048-3294 |
| Name | Verified Name |
|---|---|
| Address | 18 TWINBROOK CT, RAMSEY, NJ 07446-2444 |
| Document Number | 2025045730 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 2025045730 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2055 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802,400 (+6.39%) Land $451,400 Building $351,000 | $802,400 (+6.39%) Land $451,400 Building $351,000 | |
| 2025 | $15,529.00 (-7.45%) | $754,200 (+26.84%) Land $401,400 Building $352,800 | $754,200 (+26.84%) Land $401,400 Building $352,800 |
| 2024 | $16,779.00 (+7.59%) | ||
| 2023 | $594,600 Land $326,300 Building $268,300 | $594,600 Land $326,300 Building $268,300 | |
| 2022 | $15,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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