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21 Thomas Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 21 Thomas Ter, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,016 sqft · built 1947
Lot Size0.263 acres (11,456 sqft)
Owner2 Individual Names on File
Last Sale$640,100 (Jun 2020)
Tax Bill$14,473 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN14-00923-0000-00027

Property Details

APN / Parcel Number

Primary APN14-00923-0000-00027
Alternative APNs
  • 1400452000000035
  • 140092300027

Interior

Building Area2,016 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleColonial
Lot Area11,456 sqft (0.263 acres)

Location & Zoning

Old Parcel Number1400452000000035
Street Address21 THOMAS TER
CityWAYNE
StateNJ
Zip07470-4521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionJOHN T FINLEY
Legal Block923
Legal Lot Number27
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1020
Census Tract246203

Owner

Source: Passaic County and Wayne Township records · APN 14-00923-0000-00027

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 THOMAS TER, WAYNE, NJ 07470-4521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed, Transfer · Conventional Mortgage
VAST BANK NA
Mar 15, 2018Grant Deed, Transfer
BERKSHIRE ABSTRACT AND TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleJun 16, 2020 · Amount on Record
Deed Document Number202028229
Deed Book / Page3818 / 114
Record UpdatedSep 20, 2026

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateJun 16, 2020
Property Address21 THOMAS TER, WAYNE, NJ 07470-4521
Document Number0000025857
Book / PageD3810 / 125
Instrument DateMay 21, 2020
Instrument2020025857
Transaction TypeTransfer
Record UpdatedNov 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,534.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 MAGNOLIA LN26, 26, FAIRFIELD, NJ 07004

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 THOMAS TER, WAYNE, NJ 07470-4521

Mortgage

Document Number0000025858
DateJun 16, 2020
Book PageM16207/112
Instrument2020025858
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateMar 15, 2018
Property Address21 THOMAS TER, WAYNE, NJ 07470-4521
Document Number0000012368
Book / Page003267 / 000171
Instrument DateMar 13, 2018
Instrument12368
Transaction TypeTransfer
Record UpdatedApr 04, 2018
Title CompanyBERKSHIRE ABSTRACT AND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$483.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 THOMAS TER WAYNE NJ 074704521, WAYNE, NJ 07470-4521

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$241,300 (-) Land $89,700 Building $151,600$241,300 (-) Land $89,700 Building $151,600
2025$14,473.00 (+2.67%) Veteran's exemption$241,300 (-) Land $89,700 Building $151,600$241,300 (-) Land $89,700 Building $151,600
2024$14,097.00 (+5.26%)
2023$241,300 Land $89,700 Building $151,600$241,300 Land $89,700 Building $151,600
2022$13,393.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims23 (1979–2012)
Claims Outside the SFHA9 of 23
Most Recent ClaimJul 2012, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Aug 2011 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Coastal Storms & Flooding, Apr 1984 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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