Passaic County and Wayne Township property record for 10 Thomas Ter, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1952 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 9,714 sqft (0.223 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $665,000 (2025) |
| Tax Bill | $9,801.00 (2025) |
| Primary APN | 14-00924-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,440 sqft Living Area |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod Style |
| Lot Area | 9,714 sqft (0.223 acres) |
| Old Parcel Number | 1400453A00003 |
|---|---|
| Street Address | 10 THOMAS TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | WALING LAND COMPANY/TOWNSHIP W |
| Legal Block | 924 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 246203 |
Source: Passaic County and Wayne Township records · APN 14-00924-0000-00003
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 THOMAS TER, WAYNE, NJ 07470-4520 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 01, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 06, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2020 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2025 · Amount on Record |
| Deed Sale | Jan 06, 2025 · Amount on Record |
| Prior Sale | Sep 17, 2020 · Amount on Record |
| Deed Doc Number | 2025580 |
| Deed Book / Page | 4830 / 135 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 10 THOMAS TER, WAYNE, NJ 07470-4520 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000007313 |
|---|---|
| Date | Mar 01, 2024 |
| Book Page | M18827/276 |
| Instrument | 2024007313 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 06, 2025 |
| Property Address | 10 THOMAS TER, WAYNE, NJ 07470-4520 |
| Document Number | 0000000580 |
| Book / Page | D4830 / 135 |
| Instrument Date | Dec 04, 2024 |
| Instrument | 2025000580 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 PINE ST # 1, 1, VERONA, NJ 07044-1346 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10 THOMAS TER, WAYNE, NJ 07470-4520 |
| Document Number | 0000000581 |
|---|---|
| Date | Jan 06, 2025 |
| Instrument | 2025000581 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 17, 2020 |
| Property Address | 10 THOMAS TER, WAYNE, NJ 07470-4520 |
| Document Number | 0000045361 |
| Book / Page | D3866 / 33 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020045361 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | RALLY POINT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 HILLCREST RD, 16, MOUNTAIN LAKES, NJ 07046-1327 |
| Name | Verified Name |
|---|---|
| Address | 10 THOMAS TER, WAYNE, NJ 07470-4520 |
| Document Number | 0000045362 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020045362 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,400 (-) Land $86,700 Building $76,700 | $163,400 (-) Land $86,700 Building $76,700 | |
| 2025 | $9,801.00 (+0.89%) | $163,400 (-) Land $86,700 Building $76,700 | $163,400 (-) Land $86,700 Building $76,700 |
| 2024 | $9,715.00 (+5.16%) | ||
| 2023 | $163,400 Land $86,700 Building $76,700 | $163,400 Land $86,700 Building $76,700 | |
| 2022 | $9,238.00 |
10 Thomas Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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