Westerly Town property record for 21 Terrace Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 696 sqft · built 1969 |
| Lot Size | 0.077 acres (3,337 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,500 (Jan 2013) |
| Tax Bill | $3,106 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:142 B:63 |
| Primary APN | WEST M:142 B:63 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 696 sqft Living Area |
| Gross Area | 1,775 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,337 sqft (0.077 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 18005425 |
|---|---|
| Street Address | 21 TERRACE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 63 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 51000 |
21 Terrace Ave is owned by an individual who bought it in January 2013.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 SEA HILL RD, NORTH BRANFORD, CT 06471-1412 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2013 · Amount on File |
| Deed Sale | Jan 30, 2013 · Amount on File |
| Prior Sale | Mar 1, 2000 · Amount on File |
| Deed Book / Page | 2013 / 2336 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 21 Terrace Ave was $3,106.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,106.00 | $436,800 Land $278,400 Building $158,400 | $626,351 |
| 2023 | $3,074.00 (+0.65%) | $319,500 (-) Land $198,900 Building $120,600 | |
| 2022 | $3,054.00 | $319,500 Land $198,900 Building $120,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Terrace Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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