Westerly Town property record for 18 Terrace Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,002 sqft · built 2011 |
| Lot Size | 0.197 acres (8,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $75,000 (Apr 2009) |
| Tax Bill | $6,076 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer May 2021 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:142 B:115 |
| Primary APN | WEST M:142 B:115 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 4,062 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,560 sqft (0.197 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 11094985 |
|---|---|
| Street Address | 18 TERRACE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 115 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 51000 |
18 Terrace Ave is held in a trust since October 2025.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18 TERRACE AVE, WESTERLY, RI 02891-4448 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Oct 17, 2025 | Quit Claim Deed, Transfer Quitclaim |
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2009 · Amount on File |
| Deed Sale | Apr 22, 2009 · Amount on File |
| Deed Book / Page | 1798 / 147 |
| Last Transfer Date | Oct 17, 2025 |
| Transfer Doc | 2025-15005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 17, 2025 |
| Property Address | 18 TERRACE AVE, WESTERLY, RI 02891-4448 |
| Document Number | 2025-15005 |
| Book / Page | 2025 / 15005 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025-3630 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 TERRACE AVE, WESTERLY, RI 02891-4448 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 18 TERRACE AVE, WESTERLY, RI 02891-4448 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-12217 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2021/12217 |
| Instrument | 2021-2657 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 18 Terrace Ave was $6,076.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,076.00 | $854,600 Land $423,100 Building $431,500 | $1,063,649 |
| 2023 | $6,166.00 (+0.62%) | $641,000 (-) Land $302,200 Building $338,800 | |
| 2022 | $6,128.00 | $641,000 Land $302,200 Building $338,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Terrace Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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