McCreary County property record for 21 Swain Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10.8 acres (474,368 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,591 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-40-02-001.00 |
| Primary APN | 173-40-02-001.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 474,368 sqft (10.8 acres) |
|---|
| Street Address | 21 SWAIN RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.89 AC & 2 HSE S |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 960401 |
21 Swain Rd, a single family home, is owned by two individuals.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1216, WHITLEY CITY, KY 42653-1216 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000164139 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 21 Swain Rd was $1,591.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,591.00 | $247,000 | $300,000 |
| 2023 | $1,637.00 Homeowner's exemption | $247,000 | $247,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Swain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21 Swain Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 89% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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