McCreary County property record for 191 Swain Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 928 sqft · built 1940 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Feb 2024) |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-40-02-003.00 |
| Primary APN | 173-40-02-003.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 928 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 161 sqft |
| Heating Fuel | Oil |
|---|---|
| Water Source | Commercial |
| Street Address | 191 SWAIN RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 960401 |
191 Swain Rd is owned and occupied by an individual who bought it in February 2024.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 SWAIN RD, PINE KNOT, KY 42635-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on File |
| Deed Sale | Feb 12, 2024 · Amount on File |
| Deed Document Number | 0000236536 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Feb 20, 2024 |
| Property Address | 191 SWAIN RD, PINE KNOT, KY 42635-9299 |
| Document Number | 00D236/536 |
| Book / Page | D236 / 536 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 148304 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 SWAIN RD, PINE KNOT, KY 42635-9299 |
| Name | Verified Name |
|---|---|
| Address | 191 SWAIN RD, PINE KNOT, KY 42635-9299 |
| Document Number | 0000148305 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 148305 |
| Name | FIRST & FARMERS NATIONAL BANK INC |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 12, 2054 |
The 2025 property tax bill for 191 Swain Rd was $739.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739.00 | $92,000 | $92,000 |
| 2023 | $70.00 Homeowner's exemption | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Swain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 191 Swain Rd is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 86% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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