Middlesex County and Old Bridge Township property record for 21 Summit Ave, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,619 sqft · built 1984 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2021) |
| Tax Bill | $9,077 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18030-0000-00309 |
| Primary APN | 15-18030-0000-00309 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,619 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Account Number | 13922000 |
|---|---|
| Street Address | 21 SUMMIT AVE |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 75X132 |
| Legal Subdivision | APPLEBYS PROPERTY/OLD BRIDGE |
| Legal Block | 18030 |
| Legal Lot Number | 309 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 7704 |
21 Summit Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Middlesex County and Old Bridge Township records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Oct 6, 1983 |
| Deed Document Number | 202197653 |
| Deed Book / Page | 18559 / 516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 30, 2021 |
| Property Address | 21 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Document Number | 2021097653 |
| Book / Page | 18559 / 516 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021097653 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,602.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1791 N GLENOAKS BLVD, 1791, BURBANK, CA 91504-3840 |
| Name | Verified Name |
|---|---|
| Address | 21 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Document Number | 2021097654 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021097654 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 21 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | FIRST JERSEY TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000002251 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 18217/1248 |
| Instrument | 2021002251 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 21 Summit Ave was $9,077, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,100 (-) Land $48,800 Building $97,300 | $146,100 (-) Land $48,800 Building $97,300 | |
| 2025 | $9,077.00 (+10.02%) | $146,100 Land $48,800 Building $97,300 | $146,100 Land $48,800 Building $97,300 |
| 2024 | $8,250.00 | ||
| 2023 | $146,100 Land $48,800 Building $97,300 | $146,100 Land $48,800 Building $97,300 | |
| 2022 | $7,733.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21 Summit Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1979–2012) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Summit Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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