Middlesex County and Old Bridge Township property record for 15 Summit Ave, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,442 sqft · built 1962 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Sep 2010) |
| Tax Bill | $8,829 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18030-0000-00314 |
| Primary APN | 15-18030-0000-00314 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 19,950 sqft (0.458 acres) |
| Lot Dimensions | 133 ft deep x 150 ft wide |
| Account Number | 13923000 |
|---|---|
| Street Address | 15 SUMMIT AVE |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 150X133 |
| Legal Subdivision | J RANDOLPH APPLEBYS PROP |
| Legal Block | 18030 |
| Legal Lot Number | 314 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 7704 |
15 Summit Ave is owned and occupied by two individuals who acquired it in May 2020.
Source: Middlesex County and Old Bridge Township records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 19, 2020 | Quit Claim Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2010 · Amount on File |
| Deed Sale | Sep 2, 2010 · Amount on File |
| Deed Document Number | 20109204 |
| Deed Book / Page | 6190 / 545 |
| Last Transfer Date | May 8, 2020 |
| Transfer Doc | 0000043218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 23, 2026 |
| Property Address | 15 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Document Number | 0000039393 |
| Book / Page | 20054 / 447 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202639393 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 15 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039393, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 20054/447 |
| Instrument | 202639393 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000062081 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 19324/1974 |
| Instrument | 2023062081 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 18, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 15 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 2021141474 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 18713/216 |
| Instrument | 2021141474 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 19, 2020 |
| Property Address | 15 SUMMIT AVE, OLD BRIDGE, NJ 08857-1325 |
| Document Number | 0000043218 |
| Book / Page | 017878 / 001337 |
| Instrument Date | May 8, 2020 |
| Instrument | 43218 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 SUMMIT AVE OLD BRIDGE NJ 088571325, OLD BRIDGE, NJ 08857-1325 |
| Document Number | 43219 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 017878/001344 |
| Instrument | 43219 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 18, 2035 |
The 2025 property tax bill for 15 Summit Ave was $8,829, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,100 (-) Land $59,200 Building $82,900 | $142,100 (-) Land $59,200 Building $82,900 | |
| 2025 | $8,829.00 (+10.03%) | $142,100 Land $59,200 Building $82,900 | $142,100 Land $59,200 Building $82,900 |
| 2024 | $8,024.00 | ||
| 2023 | $142,100 Land $59,200 Building $82,900 | $142,100 Land $59,200 Building $82,900 | |
| 2022 | $7,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Summit Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1979–2012) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Summit Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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