Buchanan County property record for 21 Stonecrest, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 2,356 sqft · built 1975 |
| Lot Size | 0.444 acres (19,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,900 (Aug 2025) |
| Tax Bill | $2,965 (2025) |
| Deeds & Mortgages | Feb 2020 Reverse Mortgage Feb 2020 Reverse Mortgage |
| APN | 06-1.0-11-001-001-006.000 |
| Primary APN | 06-1.0-11-001-001-006.000 |
|---|
| Building Area | 2,356 sqft Base Area |
|---|---|
| 1st Floor Area | 2,356 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 19,352 sqft (0.444 acres) |
| Lot Dimensions | 184 ft deep x 105 ft wide |
| Street Address | 21 STONECREST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:STONECREST ADDITION LOT:21 BLK:LGL DESC: |
| Legal Subdivision | STONECREST ADDITION |
| Legal Lot Number | 21 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 701 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 STONECREST, SAINT JOSEPH, MO 64506-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMISSIONER |
| Feb 18, 2020 | Deed of Trust, Mortgage · Reverse Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Sep 19, 2011 · Amount on Record |
| Deed Document Number | 20256130 |
| Deed Book / Page | 3810 / 95 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 21 STONECREST, SAINT JOSEPH, MO 64506-3126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3746/55 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 3746/55 |
| Instrument | 2020001194 |
| Name | FEDERAL HOUSING COMISSIONER |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 958 Months |
| Due | Dec 1, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 21 STONECREST, SAINT JOSEPH, MO 64506-3126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3746/54 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 3746/54 |
| Instrument | 2020001193 |
| Name | PRIMELENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 958 Months |
| Due | Dec 1, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Index | LIBOR |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,965.00 | $43,450 (+6.44%) Land $5,890 Building $37,560 | $228,660 (+6.43%) Land $31,000 Building $197,660 |
| 2024 | $2,965.00 (+10.8%) | ||
| 2023 | $2,676.00 (-0.67%) | $40,820 (-) Land $5,890 Building $34,930 | $214,840 (-) Land $31,000 Building $183,840 |
| 2022 | $2,694.00 | $40,820 Land $5,890 Building $34,930 | |
| 2021 | $214,840 Land $31,000 Building $183,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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