20 Stonecrest, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 20 Stonecrest, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 1973
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,360 (Jul 2026)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
APN	`06-1.0-11-001-001-088.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-11-001-001-088.000`

Interior

Building Area	1,736 sqft Base Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	184 ft deep x 165 ft wide

Location & Zoning

Street Address	20 STONECREST
City	SAINT JOSEPH
State	MO
Zip	64506-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STONECREST ADDITION LOT:20 BLK:LGL DESC:
Legal Subdivision	STONECREST ADDITION
Legal Lot Number	20
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2002
Census Tract	701

Owner

Source: Buchanan County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 STONECREST, SAINT JOSEPH, MO 64506-4014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jun 12, 2025
Deed Document Number	20265480
Deed Book / Page	3820 / 236
Prior Transfer Date	Jun 11, 2025
Prior Transfer Doc	003808/416
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 6, 2026
Property Address	20 STONECREST, SAINT JOSEPH, MO 64506-4014
Document Number	0000005480
Book / Page	3820 / 236
Instrument Date	Jul 6, 2026
Instrument	20265480
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STONECREST, SAINT JOSEPH, MO 64506-4014
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005481,
Date	Jul 6, 2026
Instrument	20265481

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (+0.04%)	$36,610 (+6.24%) Land $5,890 Building $30,720	$192,660 (+6.24%) Land $31,000 Building $161,660
2024	$2,623.00 (+15.91%)
2023	$2,263.00 (-0.66%)	$34,460 (-) Land $5,890 Building $28,570	$181,350 (-) Land $31,000 Building $150,350
2022	$2,278.00	$34,460 Land $5,890 Building $28,570
2021			$181,350 Land $31,000 Building $150,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20