Bonner County property record for 21 Spur Dr, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,638 sqft · built 1980 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $243,800 (Mar 2011) |
| Tax Bill | $1,613 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP005320040010A |
| Primary APN | RP005320040010A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,638 sqft Finished Area |
| 1st Floor Area | 1,638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,415 sqft (0.285 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 21 SPUR DR |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | 12-57N-2W PONDER POINT 3RD ADD BLK 4 LOT 1 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 12 |
| Legal Subdivision | PONDER POINT 3RD AD |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950203 |
21 Spur Dr is owned and occupied by two individuals who acquired it in December 2024.
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SPUR DR, SANDPOINT, ID 83864-8677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · VA Mortgage COLUMBIA STATE BANK |
| Oct 15, 2019 | Deed of Trust, Mortgage · VA Mortgage COLUMBIA STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2011 · Amount on File |
| Deed Sale | Mar 11, 2011 · Amount on File |
| Deed Document Number | 2011806967 |
| Last Transfer Date | Dec 19, 2024 |
| Transfer Doc | 0001041915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 21 SPUR DR, SANDPOINT, ID 83864-8677 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000949256 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 949256 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83815 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 21 SPUR DR, SANDPOINT, ID 83864-8677 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000946930 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 946930 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83815 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 21 Spur Dr was $1,613 with a homeowner's exemption, up 9.1% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,613.00 (+9.06%) Homeowner's exemption | $492,896 (-4.17%) Land $254,176 Building $238,720 | $492,896 (-4.17%) Land $254,176 Building $238,720 |
| 2025 | $1,479.00 Homeowner's exemption | $514,326 Land $254,176 Building $260,150 | $514,326 Land $254,176 Building $260,150 |
| 2023 | $1,434.00 Homeowner's exemption | $512,878 Land $211,141 Building $301,737 | $512,878 Land $211,141 Building $301,737 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Spur Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Spur Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Fatbeam, Kaniksu Internet, T-Mobile, Verizon, Ziply Fiber.
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