21 Spruce Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 21 Spruce Dr, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1972
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (May 2017)
Tax Bill	$5,740 (2026)
Deeds & Mortgages	May 2017 Sale & Second Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S0286500`

Property Details

APN / Parcel Number

Primary APN	`S0286500`
Alternative APN	`PROS M:115 B:143 L:21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,288 sqft
Basement Area	1,104 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0286500
Street Address	21 SPRUCE DR
City	PROSPECT
State	CT
Zip	06712-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	143
Legal Lot Number	21
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1011
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 SPRUCE DR, PROSPECT, CT 06712-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage CT HOUSING FINANCE AUTHORITY
May 17, 2017	Warranty Deed, Transfer WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Book / Page	803 / 219
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	May 17, 2017
Property Address	21 SPRUCE DR, PROSPECT, CT 06712-1722
Document Number	803-219
Book / Page	803 / 219
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8030219
Date	May 17, 2017
Instrument	00803/0219

Lender

Name	CT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	May 17, 2017
Property Address	21 SPRUCE DR, PROSPECT, CT 06712-1722
Document Number	803-197
Book / Page	803 / 197
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8030200
Date	May 17, 2017
Instrument	00803/0200

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,740.00 (+11.35%)	$201,600 (-) Land $63,000 Building $138,600	$363,889 (+157.86%)
2025	$5,155.00	$201,600 (+51.92%) Land $63,000 Building $138,600	$141,120 Land $44,100 Building $97,020
2024	$5,155.00 (+21.69%)
2023	$4,236.00 (-0.09%)	$132,700 (-) Land $63,000 Building $69,700
2022	$4,240.00	$132,700 Land $63,000 Building $69,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures