Prospect Town property record for 14 Spruce Dr, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,005 sqft · built 1964 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,249 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C0070400 |
| Primary APN | C0070400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,005 sqft Living Area |
| Gross Area | 4,010 sqft |
| Basement Area | 2,005 sqft |
| Unfinished Basement | 805 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | C0070400 |
|---|---|
| Street Address | 14 SPRUCE DR |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 143 |
| Legal Lot Number | 14 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 347100 |
14 Spruce Dr is owned and occupied by an individual.
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 SPRUCE DR, PROSPECT, CT 06712-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 14 SPRUCE DR, PROSPECT, CT 06712-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 803-328 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 803/328 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate | 5.49% |
|---|
The 2026 property tax bill for 14 Spruce Dr was $8,249, up 11.4% from the year before.
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,249.00 (+11.35%) | $289,730 (-) Land $96,390 Building $193,340 | $436,199 (+115.08%) |
| 2025 | $7,408.00 | $289,730 Land $96,390 Building $193,340 | $202,811 Land $67,473 Building $135,338 |
| 2024 | $7,408.00 (+5.72%) | ||
| 2023 | $7,007.00 (-0.1%) | $219,520 (-) Land $96,370 Building $123,150 | |
| 2022 | $7,014.00 | $219,520 Land $96,370 Building $123,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Spruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Spruce Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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