21 Spring St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 21 Spring St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,358 sqft · built 1930
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Oct 2022)
Tax Bill	$10,266 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01262-01-00004`

Property Details

APN / Parcel Number

Primary APN	`07-01262-01-00004`
Alternative APN	`0701262A00004`

Interior

Stories	2 Stories
Building Area	1,358 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	98 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	0701262A00004
Street Address	21 SPRING ST
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	1262
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1021
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 SPRING ST, PASSAIC, NJ 07055-5506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed, Transfer · Conventional Mortgage MLB RESIDENTIAL LENDING LLC
Jul 9, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Jun 14, 2002 · Amount on Record
Deed Document Number	202247228
Deed Book / Page	4405 / 35
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	0000030276
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 3, 2022
Property Address	21 SPRING ST, PASSAIC, NJ 07055
Document Number	0000047228
Book / Page	D4405 / 35
Instrument Date	Aug 30, 2022
Instrument	2022047228
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 SUNRISE BLVD, 16, FORKED RIVER, NJ 08731-2729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SPRING ST, PASSAIC, NJ 07055

Mortgage

Document Number	0000047229
Date	Oct 3, 2022
Instrument	2022047229

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 9, 2020
Property Address	21 SPRING ST, PASSAIC, NJ 07055
Document Number	0000030276
Book / Page	003825 / 000080
Instrument Date	Jun 25, 2020
Instrument	30276
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 SPRING ST PASSAIC NJ 07055, PASSAIC, NJ 07055

Mortgage

Document Number	30277
Date	Jul 9, 2020
Book Page	016258/000066
Instrument	30277

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,100 (-) Land $108,300 Building $132,800	$241,100 (-) Land $108,300 Building $132,800
2025	$10,266.00 (+3.28%)	$241,100 (-) Land $108,300 Building $132,800	$241,100 (-) Land $108,300 Building $132,800
2024	$9,940.00 (+6.15%)
2023		$241,100 Land $108,300 Building $132,800	$241,100 Land $108,300 Building $132,800
2022	$9,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1994–2012)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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