Passaic County and Passaic City property record for 1 Spring St, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,323 sqft · built 1930 |
| Lot Size | 0.077 acres (3,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Jan 2000) |
| Tax Bill | $9,627 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01262-01-00001 |
| Primary APN | 07-01262-01-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,323 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,367 sqft (0.077 acres) |
| Lot Dimensions | 34 ft deep x 99 ft wide |
| Old Parcel Number | 0701262A00001 |
|---|---|
| Street Address | 1 SPRING ST |
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 1262 |
| Legal Lot Number | 1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 175701 |
Source: Passaic County and Passaic City records · APN 07-01262-01-00001
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 SPRING ST, PASSAIC, NJ 07055-5506 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC |
| Jun 01, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Aug 19, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2000 · Amount on Record |
| Deed Sale | Jan 10, 2000 · Amount on Record |
| Deed Document Number | 2000118549 |
| Deed Book / Page | 0164 / 332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1 SPRING ST, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 5 SPRING ST, PASSAIC, NJ 07055-5506 |
| Document Number | 0000015887 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | M17877/133 |
| Instrument | 2022015887 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1 SPRING ST, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000072018 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | M17599/249 |
| Instrument | 2021072018 |
| Name | GET A RATE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1 SPRING ST, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5 SPRING ST, PASSAIC, NJ 07055-5506 |
| Document Number | 0000036376 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | M17167/44 |
| Instrument | 2021036376 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 223 Months |
| Due | Jan 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1 SPRING ST, PASSAIC, NJ 07055 |
| Document Number | 0000038422 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 5 SPRING ST PASSAIC NJ 070555506, PASSAIC, NJ 07055-5506 |
| Document Number | 0000038422 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 015684/000127 |
| Instrument | 38422 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Passaic County and Passaic City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,100 (-) Land $105,000 Building $121,100 | $226,100 (-) Land $105,000 Building $121,100 | |
| 2025 | $9,627.00 (+3.27%) | $226,100 (-) Land $105,000 Building $121,100 | $226,100 (-) Land $105,000 Building $121,100 |
| 2024 | $9,322.00 (+6.16%) | ||
| 2023 | $226,100 Land $105,000 Building $121,100 | $226,100 Land $105,000 Building $121,100 | |
| 2022 | $8,781.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1994–2012) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum Communications.
Based on FCC filings for 456 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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