21 Split Oak Dr SW, Cartersville, GA 30120 Property Records

Bartow County property record for 21 Split Oak Dr SW, Cartersville, GA 30120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,099 sqft · built 1987
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Sep 2021)
Tax Bill	$4,100 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C077-0003-027`

Property Details

APN / Parcel Number

Primary APN	`C077-0003-027`
Alternative APNs	`C07700003027` `37253`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,099 sqft Heated Area
1st Floor Area	1,047 sqft
Upper Floors Area	1,052 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)
Garage Area	91 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37253
Old Parcel Number	C07700003027
Street Address	21 SPLIT OAK DR SW
City	CARTERSVILLE
State	GA
Zip	30120-7424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 47 MISSION EST PT 2 LL 423 LD 4
Legal Subdivision	MISSION ESTATES
Legal Block	3
Legal Lot Number	27
Jurisdiction	BARTOW GA
Township / Civil Division	CARTERSVILLE
Census Block Group	4
Census Block	4010
Census Tract	960902

Owner

21 Split Oak Dr SW is owned and occupied by an individual who bought it in September 2021.

Source: Bartow County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	21 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT COM
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage USA FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Jun 24, 2014 · Amount on File
Deed Document Number	0003377696
Deed Book / Page	3377 / 696
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARTOW GA
Property Address	21 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7424
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7424

Mortgage

Document Number	0038030000000575
Date	Dec 15, 2025
Book Page	0000003803/0000000575
Instrument	D2025-015747

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARTOW GA
Recording Date	Sep 13, 2021
Property Address	21 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7424
Document Number	0033770696
Book / Page	3377 / 696
Instrument Date	Sep 13, 2021
Instrument	2021-004813
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7424

Mortgage

Document Number	0033770000000700
Date	Sep 20, 2021
Book Page	0000003377/0000000700
Instrument	017535

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARTOW GA
Property Address	21 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7424
Document Number	0030480087
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21 SPLIT OAK DR SW CARTERSVILLE GA 301207424, CARTERSVILLE, GA 30120-7424

Mortgage

Document Number	0030480087
Date	Nov 13, 2018
Book Page	003048/000087
Instrument	14534

Lender

Name	USA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 Split Oak Dr SW was $4,100.

Source: Bartow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Bartow County
Municipality	Cartersville City
Unified School District	Cartersville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,100.00	$166,934 (+1.98%) Land $28,600 Building $138,334	$417,334 (+1.98%) Land $71,500 Building $345,834
2024	$4,100.00 (+2.94%)	$163,698 (-0.14%) Land $28,600 Building $135,098	$409,244 (-0.14%) Land $71,500 Building $337,744
2023	$3,983.00 (+20.77%)	$163,923 (+31.34%) Land $28,600 Building $135,323	$409,808 (+31.34%) Land $71,500 Building $338,308
2022	$3,298.00	$124,807 Land $22,000 Building $102,807	$312,017 Land $55,000 Building $257,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Split Oak Dr SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Split Oak Dr SW is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTOW COUNTY serves 70,243 people · EPA ID GA0150001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Split Oak Dr SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures