18 Split Oak Dr SW, Cartersville, GA 30120 Property Records

Bartow County property record for 18 Split Oak Dr SW, Cartersville, GA 30120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,390 sqft · built 1990
Lot Size	0.669 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,600 (May 1990)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C077-0003-024`

Property Details

APN / Parcel Number

Primary APN	`C077-0003-024`
Alternative APNs	`C07700003024` `37250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,390 sqft Heated Area
1st Floor Area	1,630 sqft
Upper Floors Area	760 sqft
Basement Area	1,630 sqft
Unfinished Basement	1,630 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)
Garage Area	576 sqft
Porch	Enclosed Porch
Porch Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37250
Old Parcel Number	C07700003024
Street Address	18 SPLIT OAK DR SW
City	CARTERSVILLE
State	GA
Zip	30120-7423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 52 MISSION EST PT 2 LL 423 LD 4
Legal Subdivision	MISSION ESTATES
Legal Block	3
Legal Lot Number	24
Jurisdiction	BARTOW GA
Township / Civil Division	CARTERSVILLE
Census Block Group	4
Census Block	4010
Census Tract	960902

Owner

Source: Bartow County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1311, CARTERSVILLE, GA 30120-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 11, 2018	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES
Sep 3, 2019	Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L
Dec 3, 2018	Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1990 · Amount on Record
Deed Sale	May 1, 1990 · Amount on Record
Deed Document Number	0000650414
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARTOW GA
Property Address	18 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7423
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7423

Mortgage

Document Number	0033300000000411
Date	May 24, 2021
Book Page	0000003330/0000000411
Instrument	009614

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARTOW GA
Property Address	18 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7423
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029950569
Date	Apr 11, 2018
Book Page	2995/569
Instrument	004306

Lender

Name	CARRINGTON MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2043

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARTOW GA
Property Address	18 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7423
Document Number	0031420329
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SPLIT OAK DR SW CARTERSVILLE GA 301207423, CARTERSVILLE, GA 30120-7423

Mortgage

Document Number	0031420329
Date	Nov 27, 2019
Book Page	003142/000329
Instrument	15483

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARTOW GA
Property Address	18 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7423
Document Number	0030540827
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 31, 2018
Title Company	SOUTHEAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 SPLIT OAK DR SW CARTERSVILLE GA 301207423, CARTERSVILLE, GA 30120-7423

Mortgage

Document Number	0030540827
Date	Dec 17, 2018
Book Page	003054/000827

Lender

Name	HOME PT FIN'L
Address	PARISPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 16, 2043

Tax Assessment & Valuation

Source: Bartow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Bartow County
Municipality	Cartersville City
Unified School District	Cartersville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,560.00 Homeowner's exemption Senior Citizen's exemption	$184,912 (-) Land $28,600 Building $156,312	$462,281 (-) Land $71,500 Building $390,781
2024	$3,560.00 (+12.3%) Homeowner's exemption Senior Citizen's exemption	$184,912 (+0.18%) Land $28,600 Building $156,312	$462,281 (+0.18%) Land $71,500 Building $390,781
2023	$3,170.00 (+13.62%) Homeowner's exemption Senior Citizen's exemption	$184,580 (+31.33%) Land $28,600 Building $155,980	$461,450 (+31.33%) Land $71,500 Building $389,950
2022	$2,790.00 Homeowner's exemption	$140,545 Land $22,000 Building $118,545	$351,362 Land $55,000 Building $296,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTOW COUNTY serves 70,243 people · EPA ID GA0150001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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