Windsor Town property record for 21 Spencer Dr, Windsor, CT 06095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,174 sqft · built 1956 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jul 2015) |
| Tax Bill | $5,433 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3531.00 |
| Primary APN | 3531.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| Gross Area | 2,525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3531.00 |
|---|---|
| Street Address | 21 SPENCER DR |
| City | WINDSOR |
| State | CT |
| Zip | 06095-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WHITMAN HOUSE |
| Legal Block | 453 |
| Legal Lot Number | 39 |
| Jurisdiction | WINDSOR CT |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 473602 |
Source: Windsor Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 SPENCER DR, WINDSOR, CT 06095-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2015 · Amount on Record |
| Deed Sale | Jul 1, 2015 · Amount on Record |
| Prior Sale | Nov 13, 2006 · Amount on Record |
| Deed Document Number | 2015502273 |
| Deed Book / Page | 1814 / 645 |
| Transfer Doc | 1233000185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 21 SPENCER DR, WINDSOR, CT 06095-2433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001963-372 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 1963/372 |
| Instrument | 2024-00885 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Windsor Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Town |
| Unified School District | Windsor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190,960 (-) Land $57,400 Building $133,560 | $133,672 Land $40,180 Building $93,492 | |
| 2024 | $5,433.00 (-6.17%) | $190,960 (+53%) Land $57,400 Building $133,560 | |
| 2023 | $5,790.00 (+39.45%) | $124,810 (-) Land $45,010 Building $79,800 | |
| 2022 | $4,152.00 | $124,810 Land $45,010 Building $79,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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