Middlesex County and Townsend Town property record for 21 Shirley Rd, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,975 sqft · built 2015 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Nov 2021) |
| Tax Bill | $9,934 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Mar 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOWN M:0032 B:0033 L:0003 |
| Primary APN | TOWN M:0032 B:0033 L:0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Living Area |
| Gross Area | 6,215 sqft |
| Basement Area | 1,674 sqft |
| Unfinished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21 SHIRLEY RD |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 33 |
| Legal Lot Number | 3 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 301102 |
Source: Middlesex County and Townsend Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Mar 17, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARVARD FEDERAL CREDIT UNION |
| Nov 17, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION |
| May 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 13, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Oct 3, 2018 | Quit Claim Deed, Transfer · FHA Mortgage MSA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Oct 3, 2018 · Amount on Record |
| Deed Book / Page | 79164 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077904-246 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 77904/246 |
| Instrument | 123278 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083864-531 |
|---|---|
| Date | Mar 17, 2025 |
| Book Page | 83864/531 |
| Instrument | 27008 |
| Name | HARVARD FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Nov 17, 2021 |
| Property Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Document Number | 79164-157 |
| Book / Page | 79164 / 157 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 250858 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Document Number | 250859 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 250859 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | May 11, 2021 |
| Property Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Document Number | 77739-523 |
| Book / Page | 77739 / 523 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 106625 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73272-1 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 73272/1 |
| Instrument | 138754 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Oct 3, 2018 |
| Property Address | 21 SHIRLEY RD, TOWNSEND, MA 01469-1316 |
| Document Number | 71701-153 |
| Book / Page | 71701 / 153 |
| Instrument | 152603 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.97 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 717010161 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 71701/0161 |
| Name | MSA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 3, 2033 |
Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,934.00 (+2.74%) | $722,500 (+8.5%) Land $117,900 Building $604,600 | $645,240 (-) |
| 2025 | $9,669.00 (+2.05%) | $665,900 (+1.28%) Land $104,800 Building $561,100 | $645,240 (+2.04%) |
| 2024 | $9,475.00 (+8.66%) | $657,500 (+15.07%) Land $104,800 Building $552,700 | $632,320 |
| 2023 | $8,720.00 | $571,400 Land $91,800 Building $479,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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