Middlesex County and Townsend Town property record for 18 Shirley Rd, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,489 sqft · built 1987 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $638,000 (Jun 2021) |
| Tax Bill | $8,767 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOWN M:0032 B:0029 L:0000 |
| Primary APN | TOWN M:0032 B:0029 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,489 sqft Living Area |
| Gross Area | 8,048 sqft |
| Basement Area | 1,888 sqft |
| Unfinished Basement | 1,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 90,169 sqft (2.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 18 SHIRLEY RD |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 29 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 301102 |
18 Shirley Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Middlesex County and Townsend Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 SHIRLEY RD, TOWNSEND, MA 01469-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Jun 23, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | Jul 21, 1993 · Amount on File |
| Deed Document Number | 2021142352 |
| Deed Book / Page | 78085 / 300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 18 SHIRLEY RD, TOWNSEND, MA 01469-1317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0080566-63 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 80566/63 |
| Instrument | 123213 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 18 SHIRLEY RD, TOWNSEND, MA 01469-1317 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 076861-321 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 76861/321 |
| Instrument | 24023 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Jun 23, 2021 |
| Property Address | 18 SHIRLEY RD, TOWNSEND, MA 01469-1317 |
| Document Number | 078085-300 |
| Book / Page | 78085 / 300 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 142352 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18 SHIRLEY RD, TOWNSEND, MA 01469-1317 |
| Document Number | 0000142353 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 142353 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 18 Shirley Rd was $8,767, up 1.5% from the year before.
Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,767.00 (+1.53%) | $637,600 (+7.21%) Land $113,700 Building $522,500 | $694,070 (-) |
| 2025 | $8,635.00 (+2.9%) | $594,700 (+2.11%) Land $100,600 Building $494,100 | $694,070 (+3.99%) |
| 2024 | $8,392.00 (+0.33%) | $582,400 (+6.26%) Land $100,600 Building $481,800 | $667,470 |
| 2023 | $8,364.00 | $548,100 Land $87,600 Building $460,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Shirley Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Shirley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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