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21 SE Harbor Point Dr, Stuart, FL 34996 Property Records

Martin County property record for 21 SE Harbor Point Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details4 bd · 7.5 ba · 6,661 sqft · built 2025
Lot Size1.86 acres (81,283 sqft)
Owner2 Trust Names on File
Last Sale$5,000,000 (Apr 2022)
Tax Bill$42,416 (2025)
Deeds & MortgagesApr 2022 Sale
Jan 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-38-41-001-001-0025.0-4-0000

Property Details

APN / Parcel Number

Primary APN02-38-41-001-001-0025.0-4-0000
Alternative APNs
  • 02-38-41-001-001-00250-4
  • 238410010010025040000
  • 17909

Interior

Bedrooms4 Beds
Full Baths7.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area6,661 sqft Living Area
Gross Area8,431 sqft
1st Floor Area6,078 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area81,283 sqft
Lot Dimensions100 ft deep x 205 ft wide
Garage TypeAttached
Garage Area910 sqft

Exterior Amenities

Pool Area760 sqft
PorchOpen Concrete/Masonry Porch
Porch Area881 sqft
Deck Area929 sqft
Patio Area1,188 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number17909
Street Address21 SE HARBOR POINT DR
CitySTUART
StateFL
Zip34996-1347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSNUG HARBOR LOT O BLK A OR 359/2606
Legal Range41E
Legal Township38S
Legal Section2
Legal SubdivisionSNUG HARBOR
Legal BlockA
Legal Lot NumberO
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2012
Census Tract902

Owner

21 SE Harbor Point Dr is owner-occupied and held in a trust since April 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Trust Names on File
Mailing Address21 SE HARBOR POINT DR, STUART, FL 34996-1347
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 29, 2020Correction Deed
ATTORNEY ONLY
Mar 21, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2022 · Amount on File
Deed SaleApr 1, 2022 · Amount on File
Prior SaleMar 21, 2018 · Amount on File
Deed Document Number20222952190
Deed Book / Page3304 / 374
Prior Transfer DateJan 24, 2020
Prior Transfer Doc0031072382
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 1, 2022
Property Address21 SE HARBOR POINT DR, STUART, FL 34996-1347
Document Number0033040374
Book / Page3304 / 374
Map ReferenceMB 2 PG 47
Instrument DateApr 1, 2022
Instrument2952190
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$35,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address419 SW AKRON AVE, STUART, FL 34994-2911

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address500 PARK BLVD S APT 59, 59, VENICE, FL 34285-2727

January 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionMARTIN FL
Recording DateJan 29, 2020
Property Address21 SE HARBOR POINT DR, STUART, FL 34996-1347
Document Number0031072382
Book / Page003107 / 002382
Instrument DateJan 24, 2020
Instrument2796814
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address21 SE HARBOR POINT DR STUART FL 349961347, STUART, FL 34996-1347

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 21, 2018
Property Address21 SE HARBOR POINT DR, STUART, FL 34996-1347
Document Number0029812055
Book / Page002981 / 002055
Instrument DateMar 16, 2018
Instrument2684732
Transaction TypeTransfer
Record UpdatedApr 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$15,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 SE HARBOR POINT DR #A-O STUART FL 349961347, A-O, STUART, FL 34996-1347

Tax Assessment & Valuation

The 2025 property tax bill for 21 SE Harbor Point Dr was $42,416, up 6.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,416.00 (+6.43%)$2,628,940 Land $2,562,500 Building $66,440$2,628,940 Land $2,562,500 Building $66,440
2024$39,852.00 (+3.92%)
2023$38,350.00 (+22.31%)$2,298,170 (+21%) Land $2,255,000 Building $43,170$2,298,170 (-13.17%) Land $2,255,000 Building $43,170
2022$31,355.00 Homeowner's exemption$1,899,371$2,646,740 Land $2,050,000 Building $596,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 SE Harbor Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 SE Harbor Point Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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